PEXX Card New world demands a new card
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.8% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | 0$ |
| DAILY LIMIT | $10,000 |
PEXX's pricing page is a mess. It says 2.6% flat fee. The FAQ says 1.8% + $0.30 auth. The card page FAQ says 0.6% + 1.2%. These aren't rounding errors, they're completely different pricing models. You don't know what you'll pay until the transaction settles.
PEXX gives you a real USD routing + account number (not an IBAN) via ACH/Fedwire/SWIFT, a genuine US bank rail for non-US residents.
THE REAL STORY ON THIS CARD.
- No annual or issuance fees
- 1.8% processing fee
- Earn 3.5% APY on USD
- US Banking details for non-US residents (ACH, Fedwire, SWIFT)
- Instant virtual card issuance
- Supports USDT and USDC on 6+ chains
- Google Pay supported
- $1 minimum top-up
- Cross-border transfers at better-than-Google FX rates
- PEXX doesn't touch Earn funds, OpenEden manages independently
- Virtual only
- European countries only (~55 EEA + UK + CH), not global
- No ATM withdrawals
- Custodial (not your keys)
- Apple Pay not yet available
- $0.30 authorization fee per transaction
- Low per-transaction limit ($5,000)
- No cashback program disclosed
- 1.8% fee on every single transaction
GENERAL QUESTIONS.
The PEXX Card is a debit card available to any verified PEXX user. You can use it instantly worldwide—online, in-store, or through tap to pay Anyone with a valid ID and phone can access global spending—no waiting, no paperwork.
You’ll get your virtual card within 1 minute after your deposit is confirmed—either on-chain or by our partner bank. Fast, automated, and ready to spend instantly.
We strive to give you the best pricing in the market. PEXX charges a 0.6% platform fee on every card transaction. For non-USD purchases, a 1.2% FX markup applies when converting currencies. No hidden fees—just clear, flat pricing.
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