oobit CRYPTO CARD
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CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO 1.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $750 |
| DAILY LIMIT | $10,000 |
Oobit charges $0.25 or 1% per transaction, whichever is higher; non-USD purchases may incur up to a 1.5% FX fee.
Cashback is 5% on up to $200 of eligible USDT/USDC spend and 10% on up to $10,000 of eligible OOB spend. Oobit also offers Corporate Cards and AI Agent Cards with configurable spending controls. The card has 0% APR, but its legal structure should not be described simply as “not a credit line.”
THE REAL STORY ON THIS CARD.
- UP TO 10% CASHBACK
- NON-CUSTODIAL
- VISA CARD
- VIRTUAL / MOBILE CARD
- APPLE PAY & GOOGLE PAY
- UP TO $10,000 DAILY SPENDING LIMIT
- ATM CASH WITHDRAWALS
- MULTI-CHAIN CRYPTO SUPPORT
- BANK TRANSFERS SUPPORTED
- NO CARD OR MONTHLY FEE
- AVAILABLE IN 74 COUNTRIES/TERRITORIES
- UP TO 5× REWARDS POINTS
- UP TO 1.5% FX FEE
- 2.5% ATM WITHDRAWAL FEE
- PHYSICAL CARD AVAILABILITY NOT CLEARLY PUBLISHED
- REWARDS/CASHBACK HAVE ELIGIBILITY AND SPENDING CAPS
- CRYPTO-TO-FIAT CONVERSION IS REQUIRED FOR SOME TRANSACTIONS
GENERAL QUESTIONS.
Free. Creating your account, transferring money, and getting paid are always free. If a fee applies, it's shown clearly before confirmation.
Yes. Withdraw up to $250 per transaction at any contactless (NFC) ATM. Maximum 3 withdrawals per card per calendar day. A 2.5% withdrawal fee applies. No physical card required — tap your phone and enter your PIN.
Visa — accepted at over 150 million merchants globally. The card is classified as credit for network acceptance (works at credit-only merchants like hotels and rentals) but draws directly from wallet balance. Not a credit line.
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