COMPANY detail

ONEBANKING CARD

BECOME PART OF THE NEW ERA OF BANKING
Card Fallback
PRE-LAUNCH
This card is not yet live. Features, terms, and benefits are based on publicly available information and preliminary specifications and may change prior to launch. This breakdown will be updated as additional details become available and once the card officially launches.

CARD FEATURE OVERVIEW.

ONE BANKING CARD - FREEONE BANKING CARD - PREMIUMONE BANKING CARD - PREMIUM+ONE BANKING CARD - GROWTHONE BANKING CARD - BUSINESSONE BANKING CARD - BUSINESS+
TIERS
ADD TO WATCHLIST REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
€15
CASHBACK
0%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
Native
REGION
EU
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$0
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
€9.90/MO
CASHBACK
0%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
Native
REGION
EU
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
€19.90/MO
CASHBACK
0%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
Native
REGION
EU
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
€35+€9.90/MO
CASHBACK
0%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
Native
REGION
EU
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$0
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
€19.90/MO
CASHBACK
0%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
Native
REGION
EU
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
€39.90/MO
CASHBACK
0%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
Native
REGION
EU
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
FREE
W BONUS NONE
REG FEE / REQ €15
CASHBACK 0%
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN Native
REGION EU
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $0
DAILY LIMIT NOT DISCLOSED
GET IT NOW
PREMIUM
W BONUS NONE
REG FEE / REQ €9.90/MO
CASHBACK 0%
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN Native
REGION EU
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
PREMIUM+
W BONUS NONE
REG FEE / REQ €19.90/MO
CASHBACK 0%
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN Native
REGION EU
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
GROWTH
W BONUS NONE
REG FEE / REQ €35+€9.90/MO
CASHBACK 0%
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN Native
REGION EU
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $0
DAILY LIMIT NOT DISCLOSED
GET IT NOW
BUSINESS
W BONUS NONE
REG FEE / REQ €19.90/MO
CASHBACK 0%
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN Native
REGION EU
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
BUSINESS+
W BONUS NONE
REG FEE / REQ €39.90/MO
CASHBACK 0%
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN Native
REGION EU
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
Last Updated: Aug 25, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
  • Free plan transaction fees starting at 1.5%
  • Free plan has no SEPA Instant. The homepage says "IBAN with SEPA Instant" in general copy, but the plan features only list Free SEPA Instant on Premium/Business tiers and above.
  • Rewards collected on Free/Business Growth cannot be cashed out. You need a paid tier to access your own rewards.
  • AI features: the app's core differentiator are locked behind paid tiers. Free users get a stripped-down experience.

THE REAL STORY ON THIS CARD.

PROS
[ STRENGTHS ]
  • thumbs-up-fill All-in-one app with AI financial coach
  • thumbs-up-fill IBAN account with SEPA Instant
  • thumbs-up-fill Fiat and crypto wallets
  • thumbs-up-fill European regulated and licensed
CONS
[ LIMITATIONS ]
  • thumbs-down-fill Not yet launched (waitlist only)
  • thumbs-down-fill EEA only
  • thumbs-down-fill Limited fee transparency until launch
  • thumbs-down-fill No card network disclosed
  • thumbs-down-fill No mobile payment support disclosed

GENERAL QUESTIONS.

Soon. We know that's not the answer you want - trust us, we're refreshing our inbox too. But we won't launch until everything is bulletproof. Join the waitlist and you'll be the first to know.

There's a small one-time fee to open your account. After that, the free plan is yours for life full access to core features, no monthly costs, no hidden charges. Want more power? Premium unlocks the full Al, lower fees, and reward multipliers.

We keep it simple. No monthly fees on the free plan. No hidden charges. Ever. Transactions and premium features have transparent fees — you always see exactly what you pay before you confirm. No surprises.
That's a promise.

It learns who you are — your habits, your goals, your stress points. Then it acts on your behalf. Saves money. Spots problems. Handles the boring stuff. But here's the rule: it never moves your money without asking first. Ever.

USER RATINGS AND REVIEWS.

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ONE BANKING CARD
FEATURE FREE PREMIUM PREMIUM+ GROWTH
W BONUS NONE NONE NONE NONE
REG FEE / REQ €15 €9.90/MO €19.90/MO €35+€9.90/MO
CASHBACK 0% 0% 0% 0%
NEED KYC YES YES YES YES
FX FEE NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED
APR / YIELD NO NO NO NO
CARD TYPE VIRTUAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL CARD
CARD NETWORK visamastercard visamastercard visamastercard visamastercard
BLOCKCHAIN Native Native Native Native
REGION EU EU EU EU
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