COMPANY detail

ONEBANKING CARD
BECOME PART OF THE NEW ERA OF BANKING

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PRE-LAUNCH
This card is not yet live. Features, terms, and benefits are based on publicly available information and preliminary specifications and may change prior to launch. This breakdown will be updated as additional details become available and once the card officially launches.

CARD FEATURE OVERVIEW.

ONE BANKING CARD - FREEONE BANKING CARD - PREMIUMONE BANKING CARD - PREMIUM+ONE BANKING CARD - GROWTHONE BANKING CARD - BUSINESSONE BANKING CARD - BUSINESS+
TIERS
W BONUS
NONE
REG FEE / REQ
€15
CASHBACK
YES
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
More
REGION
Eu
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$0
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
€9.90/MONTH
CASHBACK
YES
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
More
REGION
Eu
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
€19.90/MONTH
CASHBACK
YES
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
More
REGION
Eu
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
€35+€9.90/MONTH
CASHBACK
YES
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
More
REGION
Eu
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$0
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
€19.90/MONTH
CASHBACK
YES
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
More
REGION
Eu
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
€39.90/MONTH
CASHBACK
YES
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
More
REGION
Eu
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
FREE
W BONUS NONE
REG FEE / REQ €15
CASHBACK YES
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN More
REGION Eu
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $0
DAILY LIMIT NOT DISCLOSED
GET IT NOW
PREMIUM
W BONUS NONE
REG FEE / REQ €9.90/MONTH
CASHBACK YES
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN More
REGION Eu
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
PREMIUM+
W BONUS NONE
REG FEE / REQ €19.90/MONTH
CASHBACK YES
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN More
REGION Eu
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
GROWTH
W BONUS NONE
REG FEE / REQ €35+€9.90/MONTH
CASHBACK YES
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN More
REGION Eu
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $0
DAILY LIMIT NOT DISCLOSED
GET IT NOW
BUSINESS
W BONUS NONE
REG FEE / REQ €19.90/MONTH
CASHBACK YES
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN More
REGION Eu
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
BUSINESS+
W BONUS NONE
REG FEE / REQ €39.90/MONTH
CASHBACK YES
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN More
REGION Eu
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
Last Updated: Jun 18, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
  • Free plan transaction fees starting at 1.5%
  • Free plan has no SEPA Instant. The homepage says "IBAN with SEPA Instant" in general copy, but the plan features only list Free SEPA Instant on Premium/Business tiers and above.
  • Rewards collected on Free/Business Growth cannot be cashed out. You need a paid tier to access your own rewards.
  • AI features: the app's core differentiator are locked behind paid tiers. Free users get a stripped-down experience.
  • The €15 account opening fee on the "free" plan is mandatory and non-refundable. you pay before accessing anything.

THE REAL STORY ON THIS CARD.

PROS
[ STRENGTHS ]
  • thumbs-up-fill European IBAN account included
  • thumbs-up-fill SEPA Instant transfers
  • thumbs-up-fill Free plan available
  • thumbs-up-fill Crypto and fiat in one app
  • thumbs-up-fill Human support promised
  • thumbs-up-fill GDPR privacy commitment
  • thumbs-up-fill For Growth, Business, Business+: Accounting Inclusive
  • thumbs-up-fill FREE & Growth: Collecting Rewards (no cashout) - PREMIUM & Business : Reward Multiplier x2 / Cashing out Rewards - PREMIUM+ & Business + : Reward Multiplier x4 / Cashing out Rewards
CONS
[ LIMITATIONS ]
  • thumbs-down-fill Still on waitlist
  • thumbs-down-fill Free plan has account opening fee
  • thumbs-down-fill Business Growth plan has account opening fee
  • thumbs-down-fill Fees not fully published yet
  • thumbs-down-fill No published ATM fee schedule
  • thumbs-down-fill Relies on third-party payment provider
  • thumbs-down-fill FOR FREE TIER: Fees starting at 1.5%
  • thumbs-down-fill Crypto Exchange Fees > Free: from 0.9% Pro: from 0.5% Pro+: from 0.1%

GENERAL QUESTIONS.

Soon. We know that's not the answer you want - trust us, we're refreshing our inbox too. But we won't launch until everything is bulletproof. Join the waitlist and you'll be the first to know.

There's a small one-time fee to open your account. After that, the free plan is yours for life full access to core features, no monthly costs, no hidden charges. Want more power? Premium unlocks the full Al, lower fees, and reward multipliers.

We keep it simple. No monthly fees on the free plan. No hidden charges. Ever. Transactions and premium features have transparent fees — you always see exactly what you pay before you confirm. No surprises.
That's a promise.

It learns who you are — your habits, your goals, your stress points. Then it acts on your behalf. Saves money. Spots problems. Handles the boring stuff. But here's the rule: it never moves your money without asking first. Ever.

HAPPY WITH WHAT YOU SEE?

APPLY THROUGH TODEY TO ACCESS AVAILABLE PARTNER PERKS

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GET THE CARD NOW

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ONE BANKING CARD
FEATURE FREE PREMIUM PREMIUM+ GROWTH
W BONUS NONE NONE NONE NONE
REG FEE / REQ €15 €9.90/MONTH €19.90/MONTH €35+€9.90/MONTH
CASHBACK YES YES YES YES
NEED KYC YES YES YES YES
FX FEE NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED
APR / YIELD NO NO NO NO
CARD TYPE VIRTUAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL CARD
CARD NETWORK visamastercard visamastercard visamastercard visamastercard
BLOCKCHAIN More More More More
REGION Eu Eu Eu Eu
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