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COMPANY detail
NSAVE CARD
Send, receive & invest your money
CARD FEATURE OVERVIEW.
TIERS
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1.5%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
W BONUS
NONE
REG FEE / REQ
$9.99/MO
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1.5%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
STANDARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.5% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
PRO
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $9.99/MO |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.5% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Oct 5, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Standard: $0/mo, $1.99 Platinum card, 3.2% rewards, 1% USD/GBP exchange, $12.99 SWIFT.
Pro: $9.99/mo, free Platinum card, 4.2% rewards, 0.5% USD/GBP exchange, $9.99 SWIFT.
Pro adds 1% more rewards, free account setup, and cheaper SWIFT.
Platinum: $1.99 Standard / free Pro. Infinite: $99.99 on both plans.
USD Wire/IBAN setup: $5.99 Standard, free Pro.
GBP/EUR activation: $5.99 each Standard, free Pro.
Stablecoin wallet transfers: 1%.
Business accounts available with separate pricing.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- UP TO 4.2% YEARLY USD BALANCE REWARDS
- STABLECOIN DEPOSITS WITH AUTO-USD CONVERSION
- APPLE AND GOOGLE PAY SUPPORTED
- FREE USD ACCOUNT AND NSAVE TRANSFERS
- NO MONTHLY FEE ON STANDARD
- IN-APP FREEZE/UNFREEZE CONTROLS
- BACKED BY Y COMBINATOR AND SEQUOIA
- PLATINUM AND INFINITE CARD OPTIONS
CONS
[ LIMITATIONS ]
- NO FSCS, FDIC, OR EQUIVALENT DEPOSIT INSURANCE
- ATM AND DAILY LIMITS NOT PUBLICLY DISCLOSED
- NO STANDARD CARD CASHBACK PROGRAM
- COUNTRY AVAILABILITY VARIES BY RESIDENCE
- 1.5% FX FEE ON NON-USD CARD PAYMENTS
- 1% FEE TO SEND FUNDS TO STABLECOIN WALLETS
GENERAL QUESTIONS.
$1.99 one-time fee for Standard tier users. Free for Pro tier ($9.99/month). Note: new card issuance is currently PAUSED.
ATM withdrawal is supported, but specific limits and fees for the USD card are not publicly disclosed. The legacy GBP/EUR Fees page shows £2.99/€2.99 per withdrawal. Check in-app for current USD card ATM terms.
Per the Card Funding Terms, when you fund your nsave card, your USD is converted 1:1 into a "U.S. dollar-denominated digital asset" held in your card wallet. This asset is designed to maintain a stable USD peg. When you make a purchase, the asset is converted back to the transaction currency. The specific asset/stablecoin is not publicly named.
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