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COMPANY detail
Neobankless Card
Instant Dollarization
CARD FEATURE OVERVIEW.
CARD NAME
NEOBANKLESS CARD
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W BONUS
NONE
REG FEE / REQ
NOT DISCLOSED
CASHBACK
YES
NEED KYC
YES
FX FEE
0.5%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
NEOBANKLESS CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | NOT DISCLOSED |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | 0.5% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Sep 16, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
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Available
Restricted
Not Specified
Deposits are BRL-only via PIX. No IBAN, no SWIFT, no international wire in.
The 9.02% a.a. is the advertised yield environment on USD (USDC) balance, treat it as a headline rate, not a guaranteed bank-deposit return; it's a loyalty/balance reward, not insured interest.
Cashback is paid in tokenized stocks you custody yourself.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- 0.5% low conversion fee (BRL to USDC)
- 9.02% a.a. yield on USD balance
- 0% IOF (no Brazilian tax on forex)
- Cashback paid in tokenized stocks (xStocks) — 61 assets
- Self-custodial wallet
- Simple dollarization via PIX
- Full blockchain transparency on Solana
- App available on App Store & Google Play
CONS
[ LIMITATIONS ]
- Invite-only (Founders Club), limited access
- Brazil only
- No IBAN/SWIFT support
- Card issuing partner and infrastructure are not publicly disclosed
- Limits (ATM, daily), cashback rate, and full fee schedule are not published
GENERAL QUESTIONS.
The card is currently available exclusively through the Founders Club. You need to find an existing member ("founder") to request an invitation.
Neobankless offers 0.5% BRL to USDC conversion fee, automatic yield on USD balance, and access to 59 tokenized xStocks.
The Neobankless card is described as a "Credit Card" (Cartão de Crédito Global).