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COMPANY detail
NAKA Card
A digital asset network
CARD FEATURE OVERVIEW.
TIERS
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 3%
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
$750
DAILY LIMIT
$1,000
GET THE CARD
W BONUS
NONE
REG FEE / REQ
NOT DISCLOSED
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 3%
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
$750
DAILY LIMIT
$10,000
GET THE CARD
NAKA
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $750 |
| DAILY LIMIT | $1,000 |
NAKA+
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | NOT DISCLOSED |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $750 |
| DAILY LIMIT | $10,000 |
Last Updated: Sep 7, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Physical card: Not confirmed for consumer NAKA cards; current official consumer documentation describes virtual cards.
Wallet/Custody: NAKA supports both custodial and self-custodial models, but availability depends on the specific product/program.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- True self-custody
- Seed-phrase backup options (manual / iCloud / Google Drive)
- NAKA+ is a 0% APR credit card
- Visa global acceptance on NAKA+
- ISO/IEC 27001, ISO 9001, ISO 22301 certified
- NAKA+ U.S. variant available as a secured credit card
CONS
[ LIMITATIONS ]
- USDt temporarily disabled on both card products
- Only one asset for cards: USDt on Polygon (no BTC, ETH, USDC)
- NAKA+ FX: up to 3% + 3% cross-border
- Virtual-only cards (no physical)
- NAKA+ international terms exclude US citizens; the US variant is secured (collateral liquidation risk)
- Returned-payment fee conflict in official docs ($29 vs $5)
GENERAL QUESTIONS.
NAKA is a financial technology platform that provides programmable payment and settlement infrastructure. We help businesses move and settle value globally using modern digital rails, without needing to become a bank.
NAKA is a financial technology platform that provides programmable payment and settlement infrastructure. We help businesses move and settle value globally using modern digital rails, without needing to become a bank.
NAKA handles payments differently by removing unnecessary intermediaries from the flow. Instead of routing value through multiple banks, processors, and delayed settlement layers, NAKA enables partners and users to move and settle funds directly through blockchain rails, with stablecoins as a native settlement primitive. That means payments can be faster, more transparent, and globally available by default, while still connecting into the real world through EMV-compatible card infrastructure.
NAKA works with cards by providing the infrastructure layer behind a card program, so partners can launch cards without building the entire issuing and settlement stack themselves. Visa is used as a global acceptance off-ramp, meaning users can pay anywhere Visa is accepted while the underlying value flow can be powered by digital assets.
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