JAM CARD MAKE YOUR MONEY FEEL JAMAZING
CARD FEATURE OVERVIEW. 
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $21 |
| CASHBACK | 0% |
| NEED KYC | NO |
| FX FEE | UP TO 2.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | Up to $500.000 |
Card locks if you enter a PIN at any terminal, PIN transactions are completely unsupported.
Jam never touches your funds, keys, or KYC data, every regulated layer is outsourced to third parties you may never identify until you're inside the app.
P2P Jam-to-Jam transfers are 0% fee on Jam's side, only blockchain network fees may apply.
THE REAL STORY ON THIS CARD.
- Non-custodial
- Apple Pay, Google Pay, and PayPal fully supported
- GasFree technology eliminates gas fees for USDT TRC20 wallet operations
- No monthly, annual, or inactivity fees
- 0% Jam-side fees on P2P transfers, 0% swap fees (only aggregator fees apply)
- Multiple swap aggregators (1inch, Li.Fi, XOSwap, Onramper) for best rates
- Physical card planned for Q3 2026
- Card validity 3-4 years
- PayPal workaround for blocked MCC merchants
- Virtual card only
- US Persons excluded despite US company registration
- 1.5-2.5% FX fee on transactions in non-card currencies
- 3% + 0.5% crypto top-up fee
- $0.50 authorization fee per purchase adds up for small transactions
- Daily/spending limits not publicly disclosed (in-app only)
- Third-party dependencies at multiple levels (KYC, card issuance, ramps, swaps)
- Cashback and yield not available
GENERAL QUESTIONS.
JAM is a DeFi-powered financial platform designed to bring crypto into everyday life.
We combine a non-custodial multi-chain wallet, real-world spending, and crypto cards into one seamless ecosystem. Jam lets you store, move, and spend your assets freely without intermediaries or unnecessary restrictions.
JAM consists of two core components: JAM and Jam Card, each serving a different purpose.
JAM (Platform & App)
JAM is the core Web3 platform and mobile app that gives users full control over their crypto.
Key features:
Non-custodial Web3 wallet
Full ownership of funds
Crypto ↔ crypto swaps
Gasless USDT transactions
P2P transfers between users
Simplified onboarding (email + phone)
Jam Card
Jam Card is a payment card that allows users to spend crypto like regular money worldwide.
Key features:
USD card accepted online and offline
Apple Pay & Google Wallet support
Fixed fee per transaction
In accordance with the requirements of issuing banks, payment systems, and compliance and risk control policies, cards of this type issued on our platform are prohibited from being used in unsupported countries or regions, and transactions using restricted currencies are strictly prohibited.
Restricted countries and phone numbers list:
Afghanistan, Belarus, Central African Republic, China, Cuba, Democratic Republic of the Congo, Iran, Iraq, Lebanon, Libya, Mali, Myanmar, Nicaragua, North Korea, Russian Federation, Somalia, South Sudan, Sudan, Syria, Ukraine, Venezuela, Yemen, Zimbabwe, Dominican Republic.
Attempts to make transactions in prohibited countries or using restricted currencies may result in immediate blocking of the card or its permanent cancellation. In such cases, the balance on the card is not refundable.
Before using your card, please ensure that your current location and transaction currency are supported.
Full description of fees in US Dollars.
https://help.jamcard.io/en/articles/13635591-what-are-the-fees-for-using-jam-and-jam-card
At the moment, card-to-card transfers and cash withdrawals are not supported with the Jam Card.
These limitations are due to the partner bank’s policy.
No. JAM is a non-custodial service. Users fully control their private keys and funds.
Yes, the Jam Card operates with usage limits. The specific limits applied to your card are available directly in the Jam app, where you can view them at any time.
