FIRMA CARD Not a Bank. Just Better Money
Card Feature Overview.
| W BONUS | NONE |
|---|---|
| REGISTER FEE | NOT DISCLOSED |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | NOT DISCLOSED |
The Real Story on This Card.
PROS
Fully self-custodial
Multi-currency support (CHF, EUR, USD)
Biometric passkey security
Top up from bank or stablecoins
Zero transaction fees to send or receive money, ever
Swiss-regulated (SRO VQF) with transparent licensing
Instant 24/7 settlement with no banking-hour delays or weekend holds
CONS
Card network undisclosed
Card still "coming soon" — not yet available for use
Very limited geographic availability: Switzerland primary; EU only via reverse solicitation
Proprietary stablecoin rails rather than established networks like Ethereum
GENERAL Questions
What is Firma?
How do I get started with Firma?
Download the Firma app and sign up in 10 seconds or less. Add funds using your local bank, stablecoins, or card. Start using it immediately to spend, receive, exchange money or hold CHF, EUR and USD.
Are there any fees?
Where can I use Firma?
Hold and exchange CHF, EUR and USD, and keep full self-custody of your funds - all from a Swiss-regulated company.
How fast are transfers?
Payments arrive instantly, anywhere in the world. This is significantly faster than traditional bank transfers, which can take days.
