FIRMA CARD Not a Bank. Just Better Money
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | NOT DISCLOSED |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | NOT DISCLOSED |
THE REAL STORY ON THIS CARD.
- Fully self-custodial
- Multi-currency support (CHF, EUR, USD)
- Biometric passkey security
- Top up from bank or stablecoins
- Zero transaction fees to send or receive money, ever
- Swiss-regulated (SRO VQF) with transparent licensing
- Instant 24/7 settlement with no banking-hour delays or weekend holds
- Card network undisclosed
- Card still "coming soon" — not yet available for use
- Very limited geographic availability: Switzerland primary; EU only via reverse solicitation
- Proprietary stablecoin rails rather than established networks like Ethereum
GENERAL QUESTIONS.
Firma allows you to send and receive money instantly, without fees. It's designed for individual and business use, all while you maintain full ownership of your funds.
Getting started is simple!
Download the Firma app and sign up in 10 seconds or less. Add funds using your local bank, stablecoins, or card. Start using it immediately to spend, receive, exchange money or hold CHF, EUR and USD.
Firma has zero transaction fees to send and receive money. Unlike traditional banks or payment processors, you keep 100% of your money. There are no hidden fees, no gas fees, and no transfer fees.
Everywhere. Top up and withdraw with your local bank, then send and receive money instantly to anyone in the world with zero fees.
Hold and exchange CHF, EUR and USD, and keep full self-custody of your funds - all from a Swiss-regulated company.
Firma transfers are lightning-fast.
Payments arrive instantly, anywhere in the world. This is significantly faster than traditional bank transfers, which can take days.
You can withdraw your funds anytime, without limits. Withdraw to flat currency or other major cryptocurrencies in seconds, with no waiting periods or complicated steps. Your funds are always yours to control.
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