BLACKCAT CARD
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0.5% |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €200 |
| DAILY LIMIT | NOT DISCLOSED |
EEA/Swiss residency required for card issuance; outside EEA you can only receive physical delivery / open an account.
5 free outgoing SEPA/month, no amount limit, generous for recurring landlord/partner payments.
THE REAL STORY ON THIS CARD.
- Completely free card issuance and €0 monthly fee
- Up to 4% p.a. on balance + 0.5% cashback
- Specialised cashback: 2% Amazon, 5% Google Play
- SEPA Instant transfers
- Multi-wallet system (unlimited IBAN accounts)
- True Name Mastercard feature
- Regulated by MFSA
- 3% FX fee on non-euro transactions
- Crypto service restricted to BTC, ETH, USDT, USDC only
- Apple Pay limited to 7 EEA countries only
- No SWIFT international wire transfers (only SEPA + 3% card-to-card)
- Dormancy fee of €15/month after prolonged inactivity
- Apple Pay/Google Pay geographic restrictions
- EEA-only for card issuance
GENERAL QUESTIONS.
A Wallet is a separate balance inside your Blackcat account. Euro (fiat) Wallets come with their own IBAN details; crypto Wallets have their own blockchain address. Each Wallet works independently for top-ups, payments, transfers, and rewards.
Yes, Blackcat cards are credit-grade cards. Meaning, that they are accepted at car rentals and other services requesting credit cards, however, there are no overdrafts or other credit-related products applied.
Yes. With SEPA Instant payments you can send and receive euro transfers within seconds, 24/7. If the recipient’s bank does not support SEPA Instant, your transfer will be processed automatically as a standard SEPA Credit payment and may take up to 1–3 business days.
At the moment, all accounts are opened in euros. This means you receive a euro IBAN account, and you can use your card to pay or withdraw cash in other currencies.
MORE CRYPTO CARDS.
PHANTOM CASH CARD 
METAMASK CARD
TROCADOR CARD
