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COMPANY detail
BLACKCAT CARD
Where Money's At
CARD FEATURE OVERVIEW.
CARD NAME
BLACKCAT CARD
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
UP TO 0.5%
NEED KYC
YES
FX FEE
UP TO 3%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
HYBRID
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€5,000
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
BLACKCAT CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 0.5% |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | HYBRID |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €5,000 |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Nov 5, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Card issuance: EEA residents only; Switzerland is not currently eligible.
Outside the EEA: account access may be available, but payment-card issuance is not.
SEPA transfers: first 5 outgoing transfers per month free, with no stated amount limit; €0.20 per transfer from the 6th onward.
Suitable for recurring rent or partner payments, within the five-free-transfer allowance.
Cashback
Standard card cashback: 0.1%.
Enhanced cashback: up to 0.5% for eligible users/cohorts, with conditions.
Amazon: separate 2% cashback offer.
Google Play: separate 5% cashback offer.
Balance reward: up to 4% p.a. on eligible EUR balance. This is a balance reward, not card-purchase cashback.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Completely free card issuance and €0 monthly fee
- Up to 4% p.a. on balance + 0.5% cashback
- Specialised cashback: 2% Amazon, 5% Google Play
- SEPA Instant transfers
- Multi-wallet system
- True Name Mastercard feature
- Regulated by MFSA
CONS
[ LIMITATIONS ]
- 3% FX fee on non-euro transactions
- Crypto service restricted to BTC, ETH, USDT, USDC only
- Apple Pay limited to 7 EEA countries only
- Dormancy fee of €15/month after prolonged inactivity
- Apple Pay/Google Pay geographic restrictions
- EEA-only for card issuance
GENERAL QUESTIONS.
A Wallet is a separate balance inside your Blackcat account. Euro (fiat) Wallets come with their own IBAN details; crypto Wallets have their own blockchain address. Each Wallet works independently for top-ups, payments, transfers, and rewards.
Yes, Blackcat cards are credit-grade cards. Meaning, that they are accepted at car rentals and other services requesting credit cards, however, there are no overdrafts or other credit-related products applied.
Yes. With SEPA Instant payments you can send and receive euro transfers within seconds, 24/7. If the recipient’s bank does not support SEPA Instant, your transfer will be processed automatically as a standard SEPA Credit payment and may take up to 1–3 business days.
At the moment, all accounts are opened in euros. This means you receive a euro IBAN account, and you can use your card to pay or withdraw cash in other currencies.
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