BITREFILL CARD

COMPANY detail

Bitrefill Card
Deposit crypto, pay with a tap

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CARD FEATURE OVERVIEW. Badge

TIERS
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
UP TO 2%
NEED KYC
YES
FX FEE
0%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumbitcoinpolygonbscMore
REGION
Eu
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€350
DAILY LIMIT
€10,000/MO
GET THE CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
UP TO 2%
NEED KYC
YES
FX FEE
0%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumbitcoinpolygonbscMore
REGION
Eu
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€350
DAILY LIMIT
€15,000/MO
GET THE CARD
STARTER
W BONUS NONE
REG FEE / REQ FREE
CASHBACK UP TO 2%
NEED KYC YES
FX FEE 0%
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumbitcoinpolygonbscMore
REGION Eu
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT €350
DAILY LIMIT €10,000/MO
GET IT NOW
PLUS
W BONUS NONE
REG FEE / REQ FREE
CASHBACK UP TO 2%
NEED KYC YES
FX FEE 0%
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumbitcoinpolygonbscMore
REGION Eu
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT €350
DAILY LIMIT €15,000/MO
GET IT NOW
Last Updated: Aug 26, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified

Bitrefill's cashback is the best-designed reward system in crypto cards, paid in EUR, same day, never expires. But it's store credit only. Your 2% back buys you Amazon gift cards, not freedom. If you don't shop at the merchants Bitrefill supports, your cashback is dead value.

The free 20GB eSIM requires €500+ in monthly deposits.

What Does NOT Earn Cashback?

Deposits to bank accounts with your card
Cash outs (SEPA withdrawals)
ATM withdrawals

THE REAL STORY ON THIS CARD.

PROS
[ STRENGTHS ]
  • thumbs-up-fill FREE VIRTUAL AND PHYSICAL CARD
  • thumbs-up-fill 2% CASHBACK IN EUR
  • thumbs-up-fill 1% CASHBACK ON CRYPTO DEPOSITS
  • thumbs-up-fill 1% CASHBACK ON CARD SPENDING
  • thumbs-up-fill CASHBACK NEVER EXPIRES
  • thumbs-up-fill FREE SEPA BANK WITHDRAWALS
  • thumbs-up-fill KEEP CRYPTO IN YOUR OWN WALLET UNTIL SPENDING
  • thumbs-up-fill GOOGLE PAY SUPPORT
  • thumbs-up-fill VISA ACCEPTANCE WORLDWIDE
  • thumbs-up-fill FREE 20GB MONTHLY eSIM WITH €500+ MONTHLY DEPOSIT
  • thumbs-up-fill €10,000 MONTHLY LIMIT - STARTER
  • thumbs-up-fill €15,000 MONTHLY LIMIT - PLUS
  • thumbs-up-fill 24/7 SUPPORT
  • thumbs-up-fill 3D SECURE + CARD FREEZE/UNFREEZE
CONS
[ LIMITATIONS ]
  • thumbs-down-fill CARD BECOMES CUSTODIAL AFTER CRYPTO IS DEPOSITED
  • thumbs-down-fill CASHBACK IS BITREFILL STORE CREDIT
  • thumbs-down-fill CASHBACK DOES NOT APPLY TO BANK DEPOSITS, CASH OUTS OR ATM WITHDRAWALS
  • thumbs-down-fill VARIABLE CRYPTO-TO-FIAT DEPOSIT SPREAD
  • thumbs-down-fill 2.49% ATM WITHDRAWAL FEE
  • thumbs-down-fill ATM WITHDRAWALS REQUIRE THE PHYSICAL CARD
  • thumbs-down-fill STARTER HAS €15,000 LIFETIME DEPOSIT LIMIT
  • thumbs-down-fill €10 MONTHLY INACTIVITY FEE AFTER 12 MONTHS
  • thumbs-down-fill PLUS REQUIRES ADDITIONAL IDENTITY VERIFICATION
  • thumbs-down-fill CARD AVAILABLE ONLY IN 29 ELIGIBLE COUNTRIES
  • thumbs-down-fill US AND RUSSIAN CITIZENS NOT ELIGIBLE
  • thumbs-down-fill APPLE PAY NOT YET AVAILABLE

GENERAL QUESTIONS.

Get the Bitrefill Card to effortlessly spend your crypto directly from any wallet, ensuring privacy and security with every transaction. It's accessible for EU nationals and residents, requiring only an ID to start making swift and secure purchases. All of this, while experiencing unparalleled support with our industry-leading customer service, making your crypto-fueled lifestyle and daily activities seamless and reliable.

Both the physical and virtual Bitrefill Card can be used for online shopping and at merchants that accept contactless and chip and PIN payments. Android users can leverage the tap-to-pay feature via Google Pay, thanks to NFC technology. For iOS users, Apple Pay integration is being planned and will be available in the future. Please note that due to our card partner's policies, usage may be restricted to merchants in certain jurisdictions.

There is no charge to get a Bitrefill Card, and there are no monthly maintenance fees. A conversion fee is only incurred when loading funds onto the card. This competitive and transparent fee ensures you always know what you're paying. Furthermore, there are no foreign transaction fees, making international purchases more affordable. For more specifics, please see our Pricing page.

https://www.bitrefill.com/card/pricing

Individuals aged 18 or older who passed an identity verification process (managed by our card partner) and are residents of the following countries are eligible to apply for the Bitrefill Card:

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.

Due to regulatory reasons, we are currently unable to offer services to citizens of the United States of America and the Russian Federation, regardless of their residency. However, citizens of the Russian Federation who also hold EU/EEA citizenship are eligible for our Services.

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MORE CRYPTO CARDS.

BITREFILL CARD
FEATURE STARTER PLUS
W BONUS NONE NONE
REG FEE / REQ FREE FREE
CASHBACK UP TO 2% UP TO 2%
NEED KYC YES YES
FX FEE 0% 0%
APR / YIELD NO NO
CARD TYPE VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa visa
BLOCKCHAIN ethereumbitcoinpolygonbscMore ethereumbitcoinpolygonbscMore
REGION Eu Eu
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