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COMPANY detail
Bitrefill Card
Deposit crypto, pay with a tap
CARD FEATURE OVERVIEW.
TIERS
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
UP TO 2%
NEED KYC
YES
FX FEE
0%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€350
DAILY LIMIT
€10,000
GET THE CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
UP TO 2%
NEED KYC
YES
FX FEE
0%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€350
DAILY LIMIT
€10,000
GET THE CARD
STARTER
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 2% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €350 |
| DAILY LIMIT | €10,000 |
PLUS
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 2% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €350 |
| DAILY LIMIT | €10,000 |
Last Updated: Oct 10, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
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Available
Restricted
Not Specified
- Bitrefill has one of the more practical crypto-card reward systems: cashback is paid in EUR, credited the same day your payment settles, and never expires.
But there's a catch. Your “2% cashback” is actually 1% on crypto deposits and 1% on card spending—and it can only be redeemed as Bitrefill store credit. You can buy Amazon gift cards, eSIMs, travel products and more, but you can't withdraw the rewards as cash.
If Bitrefill's catalogue doesn't match your spending habits, that cashback loses much of its value.
The free eSIM also requires at least €500 in crypto deposits each calendar month, and excludes the Global eSIM.
What earns NO cashback?
Deposits to bank accounts using your card
Cash-outs (SEPA withdrawals)
ATM withdrawals
Starter vs. Plus
Daily spending limit: €10,000 - €10,000
Monthly spending limit: €10,000 - €15,000
Lifetime crypto deposits: €15,000 - No limit
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- FREE VIRTUAL CARD AND FIRST PHYSICAL CARD
- GOOGLE PAY SUPPORT
- 0% BITREFILL FOREIGN-EXCHANGE FEE
- 1% CASHBACK ON CRYPTO DEPOSITS
- 1% CASHBACK ON CARD SPENDING
- CASHBACK REDEEMABLE FOR BITREFILL STORE CREDIT
- SEPA CASH-OUT TO EUROPEAN BANK ACCOUNTS
- FREE MONTHLY eSIM UP TO 20GB WITH €500+ MONTHLY CRYPTO DEPOSITS
- €15,000 MONTHLY SPENDING LIMIT
CONS
[ LIMITATIONS ]
- CASHBACK CANNOT BE WITHDRAWN AS CASH
- CASHBACK CAN ONLY BE USED FOR BITREFILL PRODUCTS
- 2.49% ATM WITHDRAWAL FEE
- ATM WITHDRAWALS REQUIRE PHYSICAL CARD
- €10 MONTHLY INACTIVITY FEE AFTER 12 MONTHS
- PLUS REQUIRES ADDITIONAL IDENTITY AND SOURCE-OF-FUNDS VERIFICATION
- APPLE PAY NOT SUPPORTED
- CARD BALANCE IS CUSTODIAL AFTER DEPOSIT
GENERAL QUESTIONS.
Get the Bitrefill Card to effortlessly spend your crypto directly from any wallet, ensuring privacy and security with every transaction. It's accessible for EU nationals and residents, requiring only an ID to start making swift and secure purchases. All of this, while experiencing unparalleled support with our industry-leading customer service, making your crypto-fueled lifestyle and daily activities seamless and reliable.
Both the physical and virtual Bitrefill Card can be used for online shopping and at merchants that accept contactless and chip and PIN payments. Android users can leverage the tap-to-pay feature via Google Pay, thanks to NFC technology. For iOS users, Apple Pay integration is being planned and will be available in the future. Please note that due to our card partner's policies, usage may be restricted to merchants in certain jurisdictions.
There is no charge to get a Bitrefill Card, and there are no monthly maintenance fees. A conversion fee is only incurred when loading funds onto the card. This competitive and transparent fee ensures you always know what you're paying. Furthermore, there are no foreign transaction fees, making international purchases more affordable. For more specifics, please see our Pricing page.
https://www.bitrefill.com/card/pricing
Individuals aged 18 or older who passed an identity verification process (managed by our card partner) and are residents of the following countries are eligible to apply for the Bitrefill Card:
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.
Due to regulatory reasons, we are currently unable to offer services to citizens of the United States of America and the Russian Federation, regardless of their residency. However, citizens of the Russian Federation who also hold EU/EEA citizenship are eligible for our Services.