ANODOS CARD
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 1.50% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD, CREDIT |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $5,000/M |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $9.99/M |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 1.25% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD, CREDIT |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $15,000/M |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD, CREDIT |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | UNLIMITED |
| DAILY LIMIT | NOT DISCLOSED |
ATM FEE — FREE: $1 + 1.65%
ATM FEE — PRO: $1 + 1.00%
ATM FEE — ELITE: $1 + 0.75%
THE REAL STORY ON THIS CARD.
- Fully non-custodial architecture
- wallet secured with Passkeys and device biometrics
- No traditional seed phrase required
- Multi-chain/onchain financial infrastructure
- Fiat on/off-ramps through bank transfers
- Integrated wallet, payments, investing and yield features
- Instant global payments
- No minimum deposit requirement
- MPC security infrastructure through Palisade
- Card is still in closed beta / early-access rollout
- Spending limit depends on posted collateral
- Collateral can be liquidated if its value falls below outstanding charges
- 1.50% FX fee on the free tier
- ALL TIERS HAVE ATM withdrawals FEE
- Pro and Elite require paid memberships
- Extra virtual Cards cost $20 on the free tier
- No documented Card cashback benefit
- No Card yield benefit; yields are separate program benefits
- Late payment fees can reach $40
- Returned payment fee can reach $29
GENERAL QUESTIONS.
Anodos Labs is a fintech company building next-gen financial solutions powered by blockchain technology. We are changing the way people manage, spend, and grow their money and financial assets. Our mission is to make finance easier and more empowering for everyone. We want to enable individuals and small businesses to be their own bank and take control of their finances.
1. Because your money should answer to you.
Our principle is simple: you should have the first and final say. Not a system built to say “no,” slow you down, or demand explanations.
2. Because you shouldn’t need five apps to run your money.
Anodos is the first global financial super app that unifies the essentials in one place, so you can manage your money across borders without switching tools or workarounds. One experience. Built for anywhere.
3. Because modern money should move at the speed of modern life.
We live online, move fast, and work from anywhere. Your money should keep up. Our goal is an experience that simply works: instant, simple, and free of unnecessary friction.
Security at Anodos is built on a zero-trust architecture where we have intentionally designed ourselves out of the equation to ensure that you remain the sole authority over your wealth. We utilize blockchain technology to deliver fully non-custodial services, meaning we never hold, manage, or even have the technical capability to access your capital. Unlike traditional banks where you are a creditor to an institution, Anodos provides you with the direct infrastructure to interact with financial services using institutional-grade security features. By shifting the security model from institutional trust to cryptographic proof, we ensure that your funds are protected not by our promises, but by the immutable laws of math and the device in your pocket.
