AIRTM Card SPEND ANYWHERE IN USDC
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | $2,000 |
Card holds fiat USD, not USDC, and refunds return as USDC. Loading converts stablecoin to fiat (losing custody).
Load the card up to $200/month at only 1% (free beyond that), batch all your subscriptions onto the card and the effective load fee drops toward zero.
THE REAL STORY ON THIS CARD.
- Free to issue with no monthly or annual fees
- 0% foreign exchange fee on international transactions
- Apple Pay and Google Pay supported for mobile and in-store payments
- Instant virtual card generation
- USDC-backed with 1:1 USD redemption
- US Virtual Account (ACH + Wire + FedNow) available for receiving USD payments from US companies
- Multiple LATAM and USA country availability
- Suitable for freelancers, remote workers, and digital entrepreneurs
- ATM withdrawals are not supported
- Not FDIC insured; no interest on balance
- No physical card option
- 1% load fee on first $200 per calendar month
- $1/month inactivity fee after 30 days of no transactions
- 1% fee to withdraw all funds when deleting the card
- No cashback or rewards program
- US Virtual Account not available for USA residents
GENERAL QUESTIONS.
Airtm is a digital dollar wallet that allows you to receive, send, convert, and withdraw money in USD from anywhere in the world.
Ideal for freelancers, entrepreneurs, creators, and remote workers who need to get paid in dollars without depending on local banks.
The currency used within Airtm (USDC) is backed 1:1 with the US dollar. USDC is a regulated stablecoin, issued by Circle, an audited company licensed in the US. Each USDC equals one real dollar deposited in US bank accounts or Treasury instruments, offering complete stability and transparency.
Airtm also offers Airtm Business, a solution for companies that need to pay globally in dollars, quickly and securely to their teams or collaborators
Airtm provides USD Virtual Prepaid Cards only, issued under Visa. These virtual cards can be used for online purchases and added to Apple Pay or Google Pay. Currently, no physical card is available.
No. Airtm’s US Virtual Account provides ACH-compatible U.S. banking details (account number + routing number) for domestic U.S. transfers. IBANs are not supported, so international transfers to IBAN-based systems require other conversion methods.
Airtm is accessible worldwide, except for certain restricted territories such as Belarus, Cuba, Iran, North Korea, Sudan, Russia, and parts of Ukraine. Users outside these regions can fully use Airtm’s wallet, USD Virtual Card, and stablecoin services.
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