COMPANY detail

Lobster Cash
The Payment Solution for Agents

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Card Fallback

ONE COMMAND TO GET STARTED.

$ npm install @crossmint/lobster-cli
Doc

CARD FEATURE OVERVIEW.

CARD NAME
LOBSTER CASH AGENT CARD Badge
DETAILS
SETUP & MONTHLY FEES
?
The cost to maintain the agent's card.
NOT DISCLOSED
CASHBACK & REWARDS
?
The percentage user earns back on the AI's spending.
0%
FUNDING SOURCE
?
How you loads the money (e.g., Stablecoins, Fiat Credit Line, Crypto Collateral).
User's credit/debit card, USDC stablecoins
IDENTITY REQUIREMENT
?
What is needed to open the account (e.g., Human KYC, Business KYB, None).
KYC
SPEND LIMITS & CONTROLS
?
Can you set hard daily/monthly dollar caps?
Yes
MERCHANT WHITELISTING
?
Can you restrict the AI to only buy from specific websites/categories?
Yes
HUMAN APPROVAL REQUIRED
?
Can it be set to ask you for permission before spending?
YES
SUPPORTED AI FRAMEWORKS
?
Which AI systems it plugs into natively (e.g., LangChain, OpenAI, Claude, Any).
YES
SUPPORTED CURRENCIES
?
The specific coins or fiat the agent is allowed to spend (e.g., USDC, USDT).
USDC
HARDWARE WALLET SUPPORT
?
Can a physical cold wallet (like Ledger) act as the master override key?
NOT DISCLOSED
REAL-TIME ALERTS
?
Do you get an instant notification/log when the AI swipes?
Limited
CUSTODY TYPE
?
Who holds the keys (e.g., Self-Custodial, Platform Managed).
Non-Custodial
PAYMENT NETWORK
?
The underlying rail the AI uses to pay (e.g., Visa, Mastercard, Web3 Native).
Visa
GEOGRAPHIC AVAILABILITY
?
Supported region to get the card.
US
Last Updated: Jul 6, 2026

Lobster Cash is built on Crossmint's Agentic Payments infrastructure, which transforms Visa and Mastercard payment rails into a scoped permission system for AI agents. The agent is installed as a skill inside Claude Code, Cursor, OpenClaw, or any agent framework.

Modular Agent Skills

The CLI lobstercash provides the agent with pre-built actions: request a virtual card for browser checkout, request stablecoin wallet funds for x402/MPP payments, check wallet balance, and initiate fast checkout for Amazon/Shopify items.

Key Isolation

The architecture enforces a strict separation: the user's real credit card is vaulted in a PCI-compliant Crossmint iframe and never enters the LLM context.

Programmatic Workflows

Beyond simple purchases, developers can script conditional spending through the Crossmint API: create order intents with spending rules (maxAmount, period, description, expiresAt), retrieve merchant-scoped credentials programmatically, and integrate with browser automation (Stagehand, Browser Use) or direct API checkout (Fast Checkout for Amazon/Shopify).

Platform Ecosystem

Natively connects to any website accepting Visa/Mastercard (via browser checkout), Amazon and Shopify stores (via Fast Checkout API), x402 endpoints (HTTP-native micropayments in USDC), MPP protocol (agent-to-agent payments), Jupiter DEX (Solana swaps), LI.FI (cross-chain bridging), Morpho (DeFi yield), and 12+ certified skills in the Lobster Cash ecosystem directory.

THE REAL STORY ON THIS CARD.

PROS
[ STRENGTHS ]
  • thumbs-up-fill First consumer-friendly product giving AI agents real-world payment cards with network-level spending rules
  • thumbs-up-fill Agent never sees the real card number — one-time, merchant-scoped credentials prevent credential leakage
  • thumbs-up-fill Dual payment rails: Visa/Mastercard for any website + USDC/Solana for crypto-native agent-to-agent payments
  • thumbs-up-fill Install takes one command (npx skills add) — works with Claude Code, Cursor, OpenClaw, Codex, Gemini
  • thumbs-up-fill Passkey-based human approval creates strong security boundary without SMS/email delays for each transaction
  • thumbs-up-fill 12 certified ecosystem skills (BlockRun, ClawCredit, Purch, etc.) show a growing agent commerce network
  • thumbs-up-fill Crossmint infrastructure backing provides enterprise-grade PCI compliance, smart wallet tech, and multi-chain support
  • thumbs-up-fill Browser automation (Stagehand, Browser Use) + Fast Checkout (Amazon, Shopify) + x402 micropayments cover all payment scenarios
CONS
[ LIMITATIONS ]
  • thumbs-down-fill Card payments limited to US-issued Visa/Mastercard — excludes international users from the card method
  • thumbs-down-fill No public pricing — enterprise or volume costs unknown
  • thumbs-down-fill No cashback, rewards, or yield on idle balances (unlike traditional crypto cards)
  • thumbs-down-fill No hardware wallet kill-switch — revoking access requires the same Google-authenticated account
  • thumbs-down-fill Default 7-day expiry on card permissions means agents need frequent re-authorization if expiresAt not set explicitly
  • thumbs-down-fill Reliance on Crossmint infrastructure means any Crossmint downtime or API change affects all Lobster Cash users
  • thumbs-down-fill No subscription/recurring payment framework beyond ad-hoc card permissions — UPI AutoPay equivalent doesn't exist yet

GENERAL QUESTIONS.

No public pricing is available. Lobster Cash appears to be free for consumer use — the product has no paywall, no subscription tiers, and no disclosed fee schedule. Sign-in is via Google OAuth with no payment required to create an agent wallet. The underlying Crossmint APIs likely charge enterprises for production agentic commerce usage, but Lobster Cash users are not exposed to these fees at the consumer level.

No. Every card spend requires explicit human passkey authorization through the OrderIntentVerification component. For stablecoin wallets, the human must approve the delegation scope (spend cap, counterparties, time window) before the agent can transact autonomously within that scope. There is no "fully autonomous" mode where the agent can spend unlimited amounts — the architecture is fundamentally human-in-the-loop by design.

Lobster Cash integrates with Claude Code, Cursor, OpenClaw, Anthropic, Codex (OpenAI), and Gemini natively — installable via npx skills add as a tool/skill within the agent. It also works with any framework through its generic REST API (crossmint.com/api/unstable/) and the lobstercash CLI tool. Specific framework compatibility: LangChain (via CLI invocation), OpenAI SDK (via Codex/Cursor), Claude/MCP (via Claude Code/Anthropic), Any generic API (via REST endpoints).

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