Reah Agentic CARD Give Your AI Agent Financial Accounts with Real Controls.
ONE COMMAND TO GET STARTED.
npx skills add https://github.com/ReahPlatform/skills
CARD FEATURE OVERVIEW.
Reah Agent Card turns a collateral-backed payment rail into a programmable AI execution layer. Turnkey securely isolates keys in the background, while Reah’s policy engine and GraphQL API enable autonomous financial workflows.
- Modular Skills: Add the reah skill to handle sessions, encrypted PAN/CVV retrieval, and secure card payments, enabling multi-step financial logic.
- Key Isolation: Turnkey’s non-custodial TEE architecture keeps private keys split and never exposes them to the AI. Sensitive access always requires explicit user approval.
- Programmable Workflows: Use the GraphQL API to automate treasury management, approvals, and spending policies within predefined limits.
- Unified Ecosystem: Connect to DeFi protocols, 8 blockchains, and Visa’s merchant network through a single policy engine with consistent spending controls.
THE REAL STORY ON THIS CARD.
- Fully non-custodial
- Collateral-backed spending eliminates credit checks and interest charges (0% APR)
- Agent access key system provides granular, per-transaction human approval capability
- Multi-key shard architecture provides an emergency override/kill-switch model via user-held private key shards
- Built-in policy engine with card-level spend controls, merchant restrictions, and category limits
- GraphQL API enables integration with any AI framework, not just Claude
- Available in 150+ countries
- No setup, monthly, or annual fees — free to hold
- Business access still listed as "coming soon" on the public /agents page (may not be GA)
- 100% collateralization requirement ties up capital — no leverage or credit line available
- Foreign transaction fees up to 5.5% (2.5% FX + 3% cross-border) for international users
- Hardware wallet integration (Ledger/Trezor) not documented — key shard model requires Reah-held shard
- Rate limits and API throttling not publicly disclosed — unclear how many agent requests are supported
- Banned jurisdictions include Cuba, Iran, North Korea, Russia, Syria, Venezuela, Myanmar, and parts of Ukraine
- Agent must explicitly confirm key reads per transaction — adds friction to fully autonomous operation
GENERAL QUESTIONS.
The Reah Agent Card is free, no setup fee, no monthly fee, and no annual fee. The only costs are foreign transaction fees: 2.5% per transaction in non-USD currency (US program), or up to 2.5% FX + up to 3% cross-border fee (International program). Spending is collateral-backed: your agent can only spend up to the market value of the crypto/stablecoin collateral you provide, which you retain in your self-custodial wallet at all times. There is no interest (0% APR).
Yes and no. The agent can autonomously execute transactions programmatically via the GraphQL API, but each access key read requires explicit manual human confirmation. This means the human operator must approve each spending session or request, acting as a per-transaction approval gate. There is no "set and forget" fully autonomous mode documented, the access key confirmation is a security requirement, not optional.
Claude is the only confirmed framework with a dedicated SDK integration (via npx skills add https://github.com/ReahPlatform/skills and the .claude-plugin directory in the repo). However, the underlying GraphQL API at agents.reah.com/graphql is framework-agnostic, meaning any AI agent capable of making GraphQL requests (OpenAI, LangChain, custom agents) can integrate with it. The npx skills SDK serves as a Node.js reference implementation that handles session generation, encrypted card data retrieval, and local decryption.
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