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MASTERCARD Powering economies and empowering people
MASTERCARD
Company Overview.
Description.
Mastercard Incorporated is a technology company in the global payments industry that connects consumers, financial institutions, merchants, governments, digital partners, and businesses worldwide by enabling electronic payments through its payment network. Founded in 1966 and incorporated in Delaware, Mastercard went public on the NYSE (NYSE: MA) and generates revenue from transaction processing, data services, value-added solutions, and licensing, delivering $32.8 billion in net revenue in fiscal year 2025, up 16% year-over-year. Value-added services and solutions now represent nearly 40% of total net revenues, reflecting Mastercard's diversification beyond card processing into analytics, cybersecurity, loyalty, and open banking.
Mastercard operates the Mastercard, Maestro, and Cirrus payment brands across 200+ countries and territories, partnering with 14,000+ financial institutions and reaching billions of cardholders globally. The company is actively building blockchain and stablecoin infrastructure through its Multi-Token Network (MTN), enabling 24/7 interbank settlement with tokenized deposits and regulated stablecoins including USDC, EURC, PYUSD, and USDG. In March 2026, Mastercard announced the acquisition of BVNK for up to $1.8 billion to expand stablecoin infrastructure and connect on-chain payments with fiat rails. The company also launched its Crypto Partner Program in March 2026 with over 100 participants including Binance, Circle, Ripple, PayPal, MetaMask, and OKX.
Key Infrastructure.
Additional Features.
Partner Cards.
General Questions.
Mastercard Incorporated operates the Mastercard global payment network, facilitating electronic funds transfers among consumers, merchants, financial institutions, fintechs, and governments across more than 200 countries and territories. It provides card network rails (Mastercard, Maestro, Cirrus brands), processing APIs, the Multi-Token Network for stablecoin settlement, and developer platforms that underpin crypto-linked card programs worldwide.
Mastercard's clients include financial institutions (14,000+), fintech companies (400+ via Start Path), crypto exchanges and wallets (OKX, Coinbase, MetaMask, Bybit, Crypto.com), merchant acquirers, governments, and billions of individual cardholders with Mastercard payment credentials across 200+ countries.
Mastercard is a publicly traded company (NYSE: MA) regulated by the SEC in the United States. As the card network owner, Mastercard holds principal membership status. The company maintains payment processing and money transmission licenses across the 200+ countries and territories in which it operates, with compliance overseen by relevant financial regulatory authorities per jurisdiction.
Mastercard supports Ethereum, Solana, Polygon, Stellar, Avalanche, Tron, Aptos, Cosmos, and Optimism for stablecoin and digital asset settlement via its Multi-Token Network. Supported stablecoins include USDC, EURC, PYUSD (PayPal), USDG, SoFiUSD, and FIUSD. The Mastercard Crypto Credential works with Polygon-based verified usernames for self-custody wallet P2P transfers.
