GLUON Card Grow Savings with Stability
CARD FEATURE OVERVIEW. 
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.5% |
| APR / YIELD | NO |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | DYNAMIC |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 0.65%+$1 |
| APR / YIELD | NO |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | DYNAMIC |
Gluon is NOT a debit card, it's a crypto-backed CREDIT card. You post collateral in your own wallet, and your spending limit equals its USD value 1:1. If collateral drops below your charges, you get liquidated.
International: 1.5% FX + $0.30 cross border/tx, late payment up to $40, returned payment up to $29.
US: $1 + 0.65% international tx, late payment 2% of balance, returned payment none.
Both: 0% APR, $0 annual fee, $0 virtual card, 1.5% FX fee.
THE REAL STORY ON THIS CARD.
- 0% APR on purchases
- Non-custodial
- No monthly fees, no annual fee
- Virtual cards issued free
- Apple Pay and Google Pay supported
- Works globally wherever Visa is accepted
- Multi chain support
- Requires crypto collateral (must hold digital assets)
- 1.5% FX fee + $0.30 cross border fee per transaction
- No cashback or rewards program
- No IBAN/bank account features
- ATM withdrawals not supported
- Liquidation risk if collateral value drops
- Cannot purchase crypto with the card
- Late payment fees up to $40
- Physical card delivery 2-3 weeks
GENERAL QUESTIONS.
Virtual cards are free. Physical cards may have shipping fees (amount not disclosed). No monthly charges, no annual fee.
A Liquidation Event occurs. The smart contract liquidates enough collateral to repay your outstanding balance. You still owe any difference between the USD value of charges and the collateral value at time of liquidation.
No. Cash advances and balance transfers are not supported under the Card Terms.
