WINITY Card The Winity Life Experience
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | WINITY POINT |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $1000/YEAR |
| CASHBACK | WINITY POINT |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Exclusive Physical (USD 20/year).
5% conversion fee on non-stable assets makes the card uneconomical unless you only use USDT or USDC.
Apple Pay is "coming soon", if you need Apple Pay today, this card does not help.
USD 25 minimum balance and 14-day funding deadline means you must commit money immediately or lose the card.
THE REAL STORY ON THIS CARD.
- Free virtual card
- 0% fee on stablecoin deposits (USDT, USDC)
- Physical card available (free issuance after USD 25 spend, first 6 months annual fee waived)
- Google Pay supported
- Visa accepted at 150M+ merchants worldwide
- 180+ countries coverage
- OTP-free 3D Secure biometric authentication
- Winity Points on all eligible spend
- ATM access globally (USD 3 flat fee)
- Umi travel data partnership, free data after spend milestones
- Hong Kong regulatory jurisdiction
- Apple Pay not yet available (listed as "coming soon")
- 5% conversion fee on non-stablecoin assets
- Card spend fee not publicly disclosed — opaque pricing
- Redemption portal for Winity Points not yet live, earn-only
- No withdrawal to crypto
- USD 25 minimum balance required, card deactivated if not funded within 14 days
- No IBAN/SWIFT
- Executive tier (USD 1,000/year) not yet launched
GENERAL QUESTIONS.
For Android (Google Play Store):
Open the Google Play Store on your Android device.
In the search bar, type “Winity”.
Select the official Winity Life app from the results.
Tap Install.
Once installed, tap Open to launch the app.
For iOS (Apple App Store):
Open the App Store on your iPhone or iPad.
In the search bar, type “Winity”.
Select the official Winity Life app from the results.
Tap Get and confirm with your Apple ID, Face ID, or Touch ID.
Once installed, tap Open to launch the app.
Registration
Enter your phone number in the app.
Enter the OTP received on the given phone number to access the app.
Identity Verification
Verify your email ID with the OTP sent to your inbox.
Provide personal details — name, date of birth, and address.
Upload your identification document (National Identity Card, Driving License, or Passport).
Take a selfie (Face Capture) as prompted by the application.
Submit the documents for verification.
Wait for the documents to get approved
Once approved, your application will proceed for card issuance.
Winity offer two types of cards, Exclusive and Executive, and both are available in virtual and physical formats. The Exclusive card comes with a free virtual card, while the Executive card includes both a free virtual card and a premium metal physical card.
Winity Life supports a wide range of digital currencies:
Stablecoins: USDT, USDC
Non-stable assets: WCO, ETH, BSC, POL, Tron and SOL.
Supported networks: Ethereum, W Chain, Polygon, Tron, Solana, Binance Smart Chain.
Winity Card transactions are protected by advanced encryption and security protocols to keep your payments safe. Each transaction is processed through Visa’s global network, ensuring the highest standards of security and fraud protection.
MORE CRYPTO CARDS.
WAVECARD 
RIPIO CARD 
RIZON CARD
