TAKENOS Card A digital wallet for LATAM
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $5 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Paraguay: TakeCard virtual only (no physical shipping yet)
Ecuador: bank deposits cost 2%, withdrawals cost 1% — card helps bypass ISD (5%) + IVA digital (15%)
Business Account:
Launched for companies managing international payments. Features: multi-currency sending/receiving (USD, EUR, BRL, ARS, local LATAM currencies via SWIFT, ACH, Wire, SEPA), settlement within 24h, 800K+ monthly payments, 350+ active companies, corporate cards "coming soon", 3% yield on account balance. Free to open, no maintenance fees.
THE REAL STORY ON THIS CARD.
- Free account opening, no maintenance fees
- APY on idle USD balance (Treasury-backed, no lockup)
- ETF investments from $1 USD, no commissions
- Crypto on/off-ramp: deposit USDT/USDC free, withdraw USDT at 1%
- Two card options: Visa international + Mastercard local Argentina
- Spicy Card free to issue and use, no FX fees
- Free internal transfers, free local currency withdrawals
- QR payments free in multiple LATAM countries
- Referral program generates recurring income for 12 months
- Business accounts available for companies
- Physical card (TAKECARD): $20.00 USD
- TakeCard ATM capability not disclosed in official docs
- 3% fee to withdraw USD to US bank (unless Deel/PayPal/Airbnb sourced)
- Link de Pago receiving: 5% + $0.50 per payment
- Ecuador users pay 2% deposit + 1% withdrawal to local banks
- Physical TakeCard only available in Argentina and Peru
- No cashback or rewards program on either card
- Crypto is bridge only
- Wire Transfer deposits cost $25 USD flat
GENERAL QUESTIONS.
Takenos is the digital wallet that connects you to the world. Receive money from any country and use it for everyday expenses without hassle. The app gives you access to a card for global purchases and a local card for spending in Argentina. No maintenance fees and complete freedom to manage your money however you like.
Opening your Takenos account is 100% free. There are no setup or maintenance fees. - Receiving payments: free. - Withdrawals in local currency: free. - Withdrawals in USD or crypto: 3%, except for funds received from PayPal, Deel, or Airbnb.
Download the app from Google Play or the App Store and fill in your basic information. You can start using Takenos in minutes, with no setup or maintenance fees.
Requirements:
Be over 18 years of age and have a valid ID or passport.
The Takecard is Takenos' international card, issued abroad and accepted at any physical or online merchant worldwide that accepts Visa. Pay in the currency you need, without worrying about exchange rates or hidden fees. A card designed for your expenses abroad.
