DOGPAY Card Spend your crypto like cash
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $10 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $4.9/MO |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $9.9/MO |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $29.9/MO |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Wealth management yields (6%–7.5% APY) are only available if you lock stablecoins within DogPay's platform.
DogPay recently reworked its entire pricing model. The new model requires a monthly subscription for Premium ($4.90), Platinum ($9.90), and Ultra ($29.90), and max card limits are 2/5/10/20 cards (Max Active Cards).
Physical cards may incur an additional issuance/shipping fee.
THE REAL STORY ON THIS CARD.
- 140+ countries coverage
- Multi-chain crypto support (USDT, USDC, ETH, BTC)
- Apple Pay, Google Pay, Alipay, WeChat Pay, PayPal, UnionPay support
- US ACH bank account via Zenus Bank included
- Multiple settlement options (SWIFT, ACH, SEPA, FPS)
- PCI-DSS Level 1 security certified with RSA 3072 encryption
- Regulated in multiple jurisdictions (US, CA, HK)
- Four membership tiers with increasing benefits
- Wealth management yields up to 7.5% APY
- Custodial wallet (not self-custody)
- Now requires monthly subscription for all tiers above Basic
- Card FX fee and per-transaction fee not publicly disclosed
- Top-up fees apply: 1% (Basic) to 0.3% (Ultra)
- Swap (crypto-to-fiat) fees apply even at Ultra tier (0.5%)
- ATM limits and fees not disclosed
- Daily/monthly spending limits not publicly available
- Physical card availability and pricing unclear in current site data
GENERAL QUESTIONS.
You can fund your DogPay card by depositing supported cryptocurrencies, such as USDT, into your DogPay wallet. The deposited crypto is converted into fiat currency and becomes available for spending with your card. DogPay is a custodial platform, so all funds must be held in your DogPay wallet before use.
DogPay cards are Visa-based and can be used for purchases online, in stores, and at ATMs in over 200 countries where Visa is accepted. Virtual cards are intended for online spending and wallet binding, while physical cards can also be used for ATM withdrawals.
Yes, KYC verification is required to activate and use any DogPay card, whether virtual or physical. This ensures compliance with regulations and secures your account.
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| FEATURE | BASIC | PREMIUM | PLATINUM | ULTRA |
|---|---|---|---|---|
| W BONUS | NONE | NONE | NONE | NONE |
| REG FEE / REQ | $10 | $4.9/MO | $9.9/MO | $29.9/MO |
| CASHBACK | 0% | 0% | 0% | 0% |
| NEED KYC | YES | YES | YES | YES |
| FX FEE | NOT DISCLOSED | NOT DISCLOSED | NOT DISCLOSED | NOT DISCLOSED |
| APR / YIELD | YES | YES | YES | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | ||||
| BLOCKCHAIN | ||||
| REGION |