LEMON CARD Pay with crypto or pesos
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 2% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | 12.000.000 ARS |
Foreign purchases from ARS cost you ~4% effective (0.5% commission + 3.5% USDt mark-up). The "no 30% tax" marketing is true, but the spread on ARS-to-USD conversion is significant. Always use USDt for foreign spending, it's 1:1 with zero commission.
NO cashback on any foreign currency purchase, no matter which source currency you use. Your 2% BTC cashback only applies inside Argentina.
THE REAL STORY ON THIS CARD.
- Free card issuance, shipping, and maintenance (prepaid)
- Up to 2% Bitcoin cashback on crypto purchases
- 0% commission on foreign USDt spending (1:1)
- Adjustable daily limits up to 12,000,000 ARS
- Backup currency feature prevents declined transactions
- Bitcoin-backed credit card, spend without selling BTC
- Free cross-border transfers to 7+ LATAM countries
- Receive from PayPal, WISE, AirBnb, Payoneer, DEEL
- Annual yield with daily compounding
- 4,000+ US stocks available for investing
- Proof of Reserves published
- Argentina only
- Custodial wallet
- 0.5% commission on domestic crypto purchases
- Foreign ARS spending costs ~4% effective (0.5% + 3.5% USDt mark-up)
- NO cashback on foreign currency purchases
- Cashback capped at 40,000 ARS/month
- Payment account NOT a bank account
- Credit card maintenance: $7,500 ARS/month after 3 months
- Credit card foreign purchases settled at official rate, not market rate
GENERAL QUESTIONS.
The VISA Lemon Card is an international prepaid card that allows you to pay with crypto or Argentine pesos anywhere in the world where VISA is accepted. You can request it from the app, and it has no shipping or maintenance cost.
It is neither credit nor debit: it is a prepaid VISA card and only works if you have funds in ARS or crypto. Purchases are made in a single installment.
At any physical or online merchant worldwide that accepts VISA.
You receive up to 2% in BTC per purchase.
