BONKX CARD BONK your bank
Card Feature Overview.
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | NOT DISCLOSED |
| CASHBACK | NOT DISCLOSED |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NOT DISCLOSED |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
This is a COLLATERALIZED SPEND CARD, not a prepaid card. You put up crypto as collateral, spend on credit, and MUST repay. Failure to repay within 1 calendar day, or collateral value dropping below outstanding charges, triggers automatic liquidation. Your crypto is sold to cover the debt with no additional warning.
Collateral is held on Ethereum/Polygon/Optimism/Arbitrum, NOT on Solana. Despite "Built on Solana" branding, the card's financial rails run entirely on EVM chains. Your SOL or Solana-based tokens are NOT eligible as collateral.
FX fees can stack to ~6%: Foreign Exchange Fee (non-USD): up to 3% + Cross Border Fee: up to 3%. Non-USD spending at non-domestic merchants attracts both.
- Penalty Fees:
Late payment: Up to $40 - Returned payment: Up to $29
THE REAL STORY ON THIS CARD.
- Visa Infinite - premium tier with purchase protection, concierge, rental car CDW, flight delay reimbursement
- Crypto-collateralized spending, spend without selling
- Non-custodial wallet
- BXP rewards with tenure bonuses (+25% after 5 years), loyalty that compounds
- Both virtual (instant) and physical cards
- Membership pause up to 60 days/year
- 150+ countries, 150M+ Visa merchants
- Built for international users
- PRE-LAUNCH, waitlist only, no launch date
- Collateral liquidation risk. if crypto drops below charge value, 1 day to top up or lose collateral
- Collateral on EVM chains, wallet on Solana, multi-chain complexity
- FX fees up to 3% + cross-border up to 3%
- No IBAN, no bank rails identified. crypto funding only
GENERAL QUESTIONS.
BonkX is Solana-based. The official site does not provide a full list of supported blockchains for card top-ups
The homepage mentions “Stablecoin Cashback”, indicating some form of reward program. The official site does not provide details on rates, limits, or eligible transactions.
Yes. BonkX offers IBAN accounts, allowing you to access European-style banking features.
MORE CRYPTO CARDS.
XPLACE CARD 
BITGET WALLET CARD
TRADE REPUBLIC CARD
