COMPANY detail
Rizon card Spend money globally
CARD FEATURE OVERVIEW. 
W BONUS
NONE
REG FEE / REQ
$10
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1.7%+$0.1
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$250
DAILY LIMIT
UNLIMITED
GET THE CARD
W BONUS
NONE
REG FEE / REQ
$4.99/MO
CASHBACK
UP TO 1%
NEED KYC
YES
FX FEE
UP TO 1.275%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$250
DAILY LIMIT
UNLIMITED
GET THE CARD
W BONUS
NONE
REG FEE / REQ
$11.99/MO
CASHBACK
UP TO 2.5%
NEED KYC
YES
FX FEE
UP TO 1.02%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$250
DAILY LIMIT
UNLIMITED
GET THE CARD
STANDARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $10 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.7%+$0.1 |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $250 |
| DAILY LIMIT | UNLIMITED |
GOLD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $4.99/MO |
| CASHBACK | UP TO 1% |
| NEED KYC | YES |
| FX FEE | UP TO 1.275% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $250 |
| DAILY LIMIT | UNLIMITED |
EMERALD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $11.99/MO |
| CASHBACK | UP TO 2.5% |
| NEED KYC | YES |
| FX FEE | UP TO 1.02% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $250 |
| DAILY LIMIT | UNLIMITED |
Last Updated: Aug 8, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
- Standard: Price: Free, CB: 0%, RP Rate: 1 RP:$10, FX Fee: 1.70% + $0.10, Ph Card: $49.99, V Card: $10
- Gold: Price: $4.99/mo, CB: 1%, RP Rate: 1 RP:$5, FX Fee: 1.275%, Ph Card: $$24.99, V Card: Free
- Emerald: Price: $11.99/mo, CB: 2.5%, RP Rate: 1 RP:$1, FX Fee: 1.02%, Ph Card: Free, V Card: Free
Physical cards on Gold and Emerald require a 3-month minimum commitment. Gold: $11.98 total, Emerald: $28.78 total. You cannot cancel month-to-month to get a free/cheap card and then downgrade.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- NON-CUSTODIAL WALLET
- VIRTUAL AND PHYSICAL VISA CARDS
- INSTANT VIRTUAL CARD ISSUANCE
- APPLE PAY AND GOOGLE PAY SUPPORT
- UP TO 2.5% CASHBACK WITH EMERALD
- CASHBACK STACKS WITH RIZPOINTS
- RIZPOINTS EARNED ON EVERY PURCHASE
- UP TO 50% TRANSACTION FEE DISCOUNTS
- US ACH AND EU SEPA SUPPORT
- STABLECOIN DEPOSITS SUPPORTED
- USD AND EUR ACCOUNTS
- ATM CASH WITHDRAWALS WORLDWIDE
- NO ACCOUNT MAINTENANCE FEE
CONS
[ LIMITATIONS ]
- CASHBACK REQUIRES A PAID PLAN
- STANDARD PLAN HAS 0% CASHBACK
- EMERALD CASHBACK CAPPED AT $11.99/PERIOD
- GOLD CASHBACK CAPPED AT $4.99/PERIOD
- GOLD AND EMERALD REQUIRE 3-MONTH COMMITMENTS
- PHYSICAL CARD FEES APPLY ON STANDARD AND GOLD
- VIRTUAL CARD FEE APPLIES ON STANDARD
- 1.7% + $0.10 NON-USD CARD SPEND FEE
- ATM FEE OF $1 + 0.65%
- BANK ACCOUNT OPENING FEE ON STANDARD
- TRADING FEES APPLY OUTSIDE EMERALD
- CARD PRICING VARIES BY PLAN
- SERVICE AVAILABILITY VARIES BY REGION
GENERAL QUESTIONS.
Virtual: $10 (Standard) / Free (Gold & Emerald). Physical: $49.99 (Standard) / $24.99 (Gold, 3-month commitment) / Free (Emerald, 3-month commitment). Priced per Help Center.
Yes, with a daily limit of $250. ATM withdrawal fee: $1 + 0.65% per withdrawal.
Visa Platinum (Virtual and Physical Plastic.
