KAST CARD Banking without the Bank
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 1.5% |
| NEED KYC | YES |
| FX FEE | UP TO 1.75% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $750 |
| DAILY LIMIT | UNLIMITED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $1000/YEAR |
| CASHBACK | 2% |
| NEED KYC | YES |
| FX FEE | UP TO 1.75% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $750 |
| DAILY LIMIT | UNLIMITED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $10,000/YEAR |
| CASHBACK | 3% |
| NEED KYC | YES |
| FX FEE | UP TO 1.75% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $750 |
| DAILY LIMIT | UNLIMITED |
ACH deposits now cost $2 (was free). FedWire and SWIFT deposits now cost $15 (previously undisclosed). SEPA deposits have a new 0.5% fee. These changes happened between June 14 and July 10, 2026 without fanfare.
"Up to 5% cashback" on the homepage is 3% cashback + 2% KAST Points (Private tier only). The actual cashback rates are 1.5%/2%/3%. KAST Points are proprietary rewards points, not USD, they can be modified or discontinued at any time per T&Cs.
- 12-month inactivity = $1/month dormant account fee. If you stop using your account, KAST starts charging you for not using it.
Stablecoin withdrawals now have network-specific fees that can be significant: Ethereum costs $6 + 0.1% (minimum $6.10 per withdrawal). Solana is the cheapest at $1 + 0.1%.
THE REAL STORY ON THIS CARD.
- KAST Earn offers up to 7% APY via self-custodial vaults
- Global USD and EUR accounts with ACH, SWIFT, and SEPA integrations, no US residency required.
- New double reward system: USD cashback + KAST Points on paid tiers
- Unlimited daily spending and deposit limits across all tiers
- Visa Infinite benefits on Premium and Private tiers.
- Pudgy Penguins collaboration (Pengu Cards available across all tiers)
- Cashback caps now apply: $2k/mo (Std), $10k/mo (Prem), $50k/mo (Private)
- Premium and Private tiers are very expensive ($1,000 and $10,000 per year)
- Spending wallet is custodial (users do not hold private keys), though Earn vaults are self-custodial via Privy
- Foreign exchange (FX) fee applies to non-USD transactions ranging from 0.5% to 1.75%
- ATM withdrawal entails a $3 flat fee plus 2% of the amount withdrawn
- Small transaction fee ($0.10) for non-USD transactions under $25
GENERAL QUESTIONS.
KAST CARD is Available in 160+ countries
Whether you're shopping in Dubai, living in Brazil, or sending funds to family in Mexico, KAST keeps your stablecoins secure and accessible across borders.
Create your account, complete your verification (KYC), deposit stablecoins and activate your virtual card in around 3 minutes. Start spending globally. It's as simple as that.
KAST is made for individuals who want to save, earn and spend their money on-chain. No need for complicated exchanges, long settlement times, or high FX fees from old school banks.
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