CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | 0.002 ETH NFT |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | HYBRID |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | $100,000/MO |
Arbitrum gas is required for supported on-chain deposits and NFT transfers, so users must maintain sufficient ETH for gas or transactions may fail.
THE REAL STORY ON THIS CARD.
- No annual fee
- No card transaction fees
- Non-custodial, wallet-linked on-chain account structure
- Swiss IBAN and international bank-transfer infrastructure
- Supports Apple Pay, Google Pay, Samsung Pay, Alipay and WeChat Pay
- Multi-currency balances: EUR24, USD24 and CHF24
- Cross-chain crypto deposit functionality
- Visa and Mastercard options, depending on region
- 0.5%–1% crypto top-up fee
- 0.002 ETH NFT minting fee plus network gas
- KYC and biometric identity verification required
- GPS location verification required during registration
- No standard cashback on card purchases
- FX and conversion fees are not clearly disclosed
- Virtual card only
- ATM cash withdrawals not confirmed
- Country eligibility is limited
- New Fiat24 individual-account registrations currently paused
GENERAL QUESTIONS.
TP Card (Mastercard/Visa) is a debit card jointly launched by TokenPocket and a regulated financial insitution from Switzerland. Based on the Arbitrum network, it allows you to manage your bank card in a decentralized manner and conveniently use crypto for spending in your daily life.
To obtain a TP Card, you need to first download the TokenPocket wallet. After "creating/importing" an Arbitrum wallet, you need to mint a bank account NFT. Once the minting is complete, finish the bank registration process. After that, you will receive the TP Card and can start using it.
The fees for TP Card mainly consist of two parts:
1. The creation of an NFT for a TP Card requires a fee. TokenPocket has partially covered the cost for you, but you still need to pay a small portion of the fee.
2. A 1% fee is charged when you deposit crypto to your TP Card.
Apart from these, there are no additional charges for the TP Card. Any extra fees incurred during transactions are part of the normal interbank settlement process and are not charged by TP Card.
Currently, TP Card (Mastercard/Visa) is open for registration and use in 32 countries and regions in Europe. It is planned to support registration and use for users in the Asia-Pacific region by Q4.Note: Additional charges may apply for bank settlements and exchange rate discrepancies. Please refer to the actual transaction for the exact fees.
The TP Card is linked one-to-one with an on-chain wallet. The asset management and identity verification of the TP Card can all be conducted through the on-chain wallet.
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