COMPANY detail
Solayer Emerald Card Tap. Spend. Earn.
CARD FEATURE OVERVIEW.
CARD NAME
SOLAYER CARD
W BONUS
NONE
REG FEE / REQ
$20
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1.5%+$0.10
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
SOLAYER CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $20 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.5%+$0.10 |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Jul 24, 2026
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
$20/year membership fee. KYC takes 3–5 business days. Virtual card available instantly upon approval via Apple Pay/Google Pay.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Spend USDC directly without pre-conversion
- Virtual & Physical cards available
- Earn Emerald Points (1x–5x per USD spent)
- Earn 4–5% yield on idle sUSD balance via U.S. Treasury-backed real-world assets
- Hybrid Hot + Cold wallet security: operational speed + multi-sig cold storage protection
- P2P transfers between Solayer Pay users at 0% fees
- Solana ID-based discounts on membership for high-reputation wallets
- Nubit Genesis Rewards: 50+ Emerald Points qualifies for BTC rewards and PolyPass
CONS
[ LIMITATIONS ]
- IBAN/SWIFT not available
- No traditional cashback
- Top-up fee: 1% per fee
- International FX fee: $0.10 + 1.5%
- Supported crypto limited to USDC on Solana
- Restricted in 16 US states
- Card deactivation after 6 months of inactivity
- Daily, Monthly, and ATM limits NOT DISCLOSED in official documentation
GENERAL QUESTIONS.
The annual membership fee is $20/year. Pre-sale/Genesis participants have the activation fee waived. The membership covers card access and maintenance for 12 months, renewable annually.
The Solayer Emerald Card operates on the Visa network, accepted at millions of merchants globally — online, offline, Apple Pay, and Google Pay.
No, typically linked to user bank account or other financial institution.
MORE CRYPTO CARDS.
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1-3% mUSD cashback
No FX fees (Metal)
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