COMPANY detail
Solayer Emerald Card
Tap. Spend. Earn.
CARD FEATURE OVERVIEW.
CARD NAME
SOLAYER CARD
W BONUS
NONE
REG FEE / REQ
$20/YEAR
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1.5%+$0.10
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
$750
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
SOLAYER CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $20/YEAR |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.5%+$0.10 |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $750 |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Sep 18, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
$20/year membership fee. KYC takes 3–5 business days. Virtual card available instantly upon approval via Apple Pay/Google Pay.
- Physical card FREE, only shipping ($24.99 US / $59.99 international, tracked).
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Spend USDC directly without pre-conversion —
- ATM withdrawals: $250/tx, 3 attempts per 24 hours
- Virtual card instant via Apple Pay/Google Pay after KYC; physical card also adds to Apple/Google Pay
- Earn Solayer Card Points (1x–5x per USD spent, Season 2 live) redeemable for future $LAYER and partner airdrops
- Earn Yield on idle sUSD balance
- Hybrid Hot + Cold wallet security
- P2P transfers between Solayer Pay users at 0% fees
- Instant card freeze/unfreeze via dashboard; PIN reset in-app
- Solana ID-based discounts
CONS
[ LIMITATIONS ]
- IBAN/SWIFT not available
- No traditional cashback, rewards are points-based, not fiat
- Top-up fee unclear: 1% per fee.md vs 0.5% per FAQ vs $0.10 flat per Top-Up tutorial
- $0.15 per USD transaction fee
- International FX fee: $0.10 + 1.5%
- Supported crypto limited to USDC on Solana
- 10-card lifetime cap per account
- Daily and monthly spending limits NOT DISCLOSED in official documentation
GENERAL QUESTIONS.
The annual membership fee is $20/year. Pre-sale/Genesis participants have the activation fee waived. The membership covers card access and maintenance for 12 months, renewable annually.
The Solayer Emerald Card operates on the Visa network, accepted at millions of merchants globally — online, offline, Apple Pay, and Google Pay.
No, typically linked to user bank account or other financial institution.
