Loading reviews...
COMPANY detail
PIONEX Card
Spend Crypto Like Cash
CARD FEATURE OVERVIEW.
TIERS
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
UP TO 1%
NEED KYC
YES
FX FEE
UP TO 1%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$3,000
DAILY LIMIT
$10,000
GET THE CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0.1%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NOT DISCLOSED
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
$0
DAILY LIMIT
$20,000
GET THE CARD
VISA
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 1% |
| NEED KYC | YES |
| FX FEE | UP TO 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $3,000 |
| DAILY LIMIT | $10,000 |
MASTERCARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0.1% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NOT DISCLOSED |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $0 |
| DAILY LIMIT | $20,000 |
Last Updated: Oct 1, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
- Account freeze / suspension: Pionex can restrict or terminate accounts at its sole discretion for suspected prohibited activity.
Visa dispute fees: $50 non-refundable handling fee + $600 arbitration fee if the case reaches arbitration and is lost.
Monthly withdrawal: 7,000 USDT
ATM withdrawal fee: 2%
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- No annual fe
- No inactivity fee
- Up to 1% cashback on eligible purchases
- Up to 6% cashback at selected partner merchants
- 5% APY Flexible Earn on eligible USDT Visa card balance
- Apple Pay & Google Pay support
- Visa and Mastercard options
- Physical Visa card available in selected regions
- High spending limits
- USDT-funded debit card
- Accepted at 60M+ merchants across 180+ countries and regions
CONS
[ LIMITATIONS ]
- KYC Level 2 required
- Visa: 1% transaction fee
- New Mastercard (DogPay): up to 3.5% transaction fee
- USDT is the only supported card spending asset
- Mastercard is virtual-only
- Physical Visa availability is limited by regional rollout
- ATM withdrawals require a physical Visa
- Visa ATM withdrawal fee: 2%
- Cashback eligibility and rates depend on transaction type and merchant
- Card availability depends on verified country/region
GENERAL QUESTIONS.
Currently, Pionex only provides a virtual crypto card. According to the official documentation, physical cards are not available yet. The virtual card can be used for online payments and added to supported digital wallets where applicable.
The Pionex Card only supports USDT for funding.
You must transfer USDT from your Pionex account to the card balance.
The official documentation does not specify multiple blockchains for direct external top-ups; funding is handled internally within the Pionex platform.
No. The Pionex Card does not offer an IBAN or personal bank account number.
It is a custodial crypto debit card, designed for spending crypto (USDT) via Visa or Mastercard rails, not for receiving bank transfers like a traditional neobank account.
Each user can only have one Pionex Card.