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COMPANY DETAIL
MAJORITY CARD
THE FIRST FINANCIAL MEMBERSHIP FOR IMMIGRANTS
CARD FEATURE OVERVIEW.
TIERS
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W BONUS
NONE
REG FEE / REQ
$6.99/MO
CASHBACK
YES
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
DYNAMIC
GET THE CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
YES
NEED KYC
YES
FX FEE
0%
APR / YIELD
NO
CARD TYPE
CREDIT CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
DYNAMIC
GET THE CARD
DEBIT CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $6.99/MO |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | DYNAMIC |
CREDIT CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | DYNAMIC |
Last Updated: Sep 22, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Cashback is merchant-based and variable, with eligible offers available on qualifying purchases rather than a fixed card-wide cashback rate.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Visa debit card with both digital and physical versions
- Apple Pay and Google Pay support
- FDIC-insured banking account through Axiom Bank, subject to applicable conditions
- Cashback on qualifying purchases with Plus
- Fee-free international bank transfers when the recipient receives funds in a bank account
- Fee-free international top-ups with Plus
- Multiple funding methods, including bank deposit, card deposit, cash deposit and direct deposit
- Free international calls to 35+ countries with Plus
- Digital card is created automatically when upgrading to Plus
- No debit-card access fee beyond the Plus membership
CONS
[ LIMITATIONS ]
- Debit card requires the Plus plan: $6.99 every 30 days
- Base plan does not include a usable debit card; existing cards are frozen after downgrading to Base
- U.S.-focused product; permanent U.S. residency is required
- Cashback is not a fixed card-wide percentage and depends on eligible offers/purchases
- Some services carry fees on the free Base plan
- International transfers and top-ups become fee-based after downgrading to Base
- No crypto/blockchain functionality
- ATM and transaction limits can vary and are shown in the app rather than as one fixed public limit
- Physical and digital debit cards share the same account/card credentials
GENERAL QUESTIONS.
No. A valid U.S. residential address and permanent U.S. residency are required.
Up to 15% cashback on selected merchant offers; there is no fixed cashback rate across all purchases.
Yes. The Visa Debit Card is included with the Plus plan at $6.99 every 30 days.
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