COMPANY detail
KUcard
Spend Anywhere. Earn Effortlessly
CARD FEATURE OVERVIEW.
TIERS
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
UP TO €750/MO
NEED KYC
YES
FX FEE
UP TO 2%
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
€0
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
W BONUS
NONE
REG FEE / REQ
€9.99
CASHBACK
UP TO €750/MO
NEED KYC
YES
FX FEE
UP TO 2%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
VIRTUAL
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO €750/MO |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | €0 |
| DAILY LIMIT | NOT DISCLOSED |
PHYSICAL
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €9.99 |
| CASHBACK | UP TO €750/MO |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Aug 15, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Cashback Tiers (VIP-Based)
VIP 0 (20K USDT): 1% - €51
VIP 1–4: 1.5% - €150
VIP 5–7: 2% - €300
VIP 8–10: 2.5% - €600
VIP 11–12: 3% - €750
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Free virtual card with instant issuance
- Up to 3% cashback (VIP 11-12)
- 54 cryptocurrencies supported for spending
- No monthly maintenance fee
- Free EUR transactions
- Apple Pay and Google Pay support
- Plaza Premium Lounge access
- Cashback redeemable in EUR, BTC, ETH, or KCS
CONS
[ LIMITATIONS ]
- 2% FX fee on non-EUR transactions
- EEA only
- Custodial wallet
- No IBAN/SWIFT support
- No cashback on EUR transactions or ATM withdrawals
- Physical card costs €9.99; replacement €9.99
- ATM fees apply (€2 in EU, 2% + €2 internationally)
- Daily spending and ATM withdrawal limits NOT publicly disclosed
GENERAL QUESTIONS.
KuCard currently supports VISA. KuCard VISA is only available to citizens and residents of the European Economic Area (EEA) (except Malta). To be eligible, you must pass Identity Verification using a valid EEA-issued ID or passport.
To comply with financial regulations and protect you from fraud, we may need to ask you for information such as: passport information, ID card information, proof of address, etc.
We support 54 cryptocurrencies (including USDC, BTC, ETH, XRP, SOL, and LTC) and one fiat currency (EUR).
You can immediately start using your virtual KuCard for purchases.
MORE CRYPTO CARDS.
LAVA CARD 
0% APR
CREDIT CARD
Up to 5% BTC cashback
No annual fee, no FX fee
GEMINI CREDIT CARD
CUSTODIAL
0% FX FEE
CREDIT CARD
UP TO 4% CASHBACK
KAST CARD
UP TO 3% CASHBACK
Global USD Account
UP TO 1.75% FX FEE
MULTIPLE BLOCKCHAIN/TOKENS
COINBASE
0% FX FEE
CUSTODIAL
AMERICAN EXPRESS
UP TO 4% CASHBACK
