COMPANY detail
HEVN CARD
Global banking for teams and agents
CARD FEATURE OVERVIEW.
CARD NAME
HEVN CARD
W BONUS
NONE
REG FEE / REQ
NOT DISCLOSED
CASHBACK
0%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
HEVN CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | NOT DISCLOSED |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Aug 3, 2026
REGIONAL AVAILABILITY
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Available
Restricted
Not Specified
- The HEVN card is a corporate USD business spend card, not a consumer product. It's issued as part of HEVN's B2B cross-border payments platform.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Y Combinator-backed
- Named virtual bank accounts under company name (SWIFT/ACH/SEPA/UAE FTS)
- Self-custodial wallet for digital assets
- FDIC insurance on fiat deposits at Portage Bank
- Multi-entity management from 100+ countries
- Role-based spend controls for team expense management
- AI agent integration (Claude/Codex) for automated finance operations
- API access for programmatic account management
- Stablecoin settlement rails alongside traditional banking
CONS
[ LIMITATIONS ]
- Enterprise-only
- No public pricing, all fees, FX rates, and limits are opaque
- Digital assets NOT FDIC insured — self-custody risk on stablecoins
- Unsuitable for individuals, freelancers, or small unregistered businesses
- Supported blockchains and stablecoins not enumerated
- Card is a secondary feature, not the core product, the platform is treasury/cross-border payments first
GENERAL QUESTIONS.
KYB takes less than a week for most companies. You submit documents through the app. No branch visit, no paperwork by post.
You can open local accounts in the EU (Lithuania, SEPA), the United States (ACH and domestic wire), and the UAE (named AED account on UAEFTS). Each account comes with local payment details so your counterparties can pay you like a local.
Yes. You can open accounts in multiple jurisdictions from the same platform and manage them together
SWIFT, SEPA, ACH, and domestic wire. Payments go out and come in via the rail that matches the account and destination.
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