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GMGN CARD
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CARD FEATURE OVERVIEW.
CARD NAME
GMGN CARD
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W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
1%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
NOT AVAILABLE
DAILY LIMIT
$5,000
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GMGN CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 1% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT AVAILABLE |
| DAILY LIMIT | $5,000 |
Last Updated: Nov 1, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
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Available
Restricted
Not Specified
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- 5% APY on unspent card balance
- Hourly yield payouts with flexible withdrawals
- 1% cashback on eligible everyday purchases
- Up to 5% partner-merchant cashback
- Free issuance and no annual fee
- Apple Pay and Google Pay compatibility
- USDT funding without conventional bank top-ups
- Up to 50,000 USDT monthly spending capacity
- First-swipe 5 USDT invitation reward
CONS
[ LIMITATIONS ]
- 1% transaction fee applies to purchases
- Standard cashback largely offsets transaction fees
- Requires identity verification before card issuance
- Only USDT is listed for card funding
- No physical card currently offered
- No ATM withdrawal functionality
- United States and mainland China excluded
- Supported USDT blockchain networks remain unspecified
- No overdraft or credit facility
- Full cardholder agreement is not publicly accessible
- Separate FX fee schedule remains undisclosed
- Card services rely on external providers
GENERAL QUESTIONS.
GMGN Card is a virtual Mastercard funded with USDT. It lets users use a separate card balance for everyday payments and earn cashback, while eligible unused balances can earn flexible yield.
Yes. The advertised standard rate is 1% on eligible spending, with selected partner merchants offering rates of up to 5%. Partner rewards depend on the applicable offer and merchant eligibility.
Yes. GMGN advertises 5% APY on the available card balance, with hourly payouts and withdrawals available at any time. The public promotional material does not provide a complete yield-risk or rate-change agreement.
GMGN advertises 100+ countries. Applications are reported as unavailable in the United States and mainland China, with other restrictions. A complete eligible-country list has not been published.