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COMPANY detail
GIRIN Card
XRPL-Native Card
PRE-LAUNCH
This card is not yet live. Features, terms, and benefits are based on publicly available information and preliminary specifications and may change prior to launch. This breakdown will be updated as additional details become available and once the card officially launches.
CARD FEATURE OVERVIEW.
TIERS
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
NOT DISCLOSED
CASHBACK
UP TO 5%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NOT DISCLOSED
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
W BONUS
NONE
REG FEE / REQ
NOT DISCLOSED
CASHBACK
UP TO 5%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NOT DISCLOSED
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
VIRTUAL
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | NOT DISCLOSED |
| CASHBACK | UP TO 5% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NOT DISCLOSED |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
PHYSICAL
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | NOT DISCLOSED |
| CASHBACK | UP TO 5% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NOT DISCLOSED |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Oct 16, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Girin Card remained waitlist-based at the time of research. Girin said development was complete, but launch was delayed by issuer-side processes. Girin is also developing API-based, white-label card infrastructure for businesses, although integration timelines have not been guaranteed.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Self-custody architecture; assets remain user-controlled until a transaction
- XRPL-native card supporting XRP and RLUSD
- Visa network with virtual and physical card formats
- Apple Pay and Google Pay support; Samsung Pay integration announced
- Up to 5% cashback advertised, subject to program terms
- $0 annual and monthly maintenance fees advertised
- FinCEN MSB registration announced in August 2026
CONS
[ LIMITATIONS ]
- Broad public card availability is not confirmed by a clear official launch notice
- Full cardholder eligibility and country restrictions are not publicly verified
- Exact issuance fees and FX/conversion fees are not verified in official public sources
- Detailed cashback rules and eligibility limits are not disclosed in the launch announcement
- Bank transfers and card-based balance yield are not officially confirmed
- The card’s advertised cashback rate should not be treated as a guaranteed flat 5%
GENERAL QUESTIONS.
Virtual Card: $5.89 one-time issuance. Physical Card: $58.9 one-time issuance. No annual fee, no monthly maintenance, no inactivity fee.
Only the Physical Card supports ATM withdrawals (2% fee, $500/day, $3,000/month). Virtual Card has no ATM access.
XRP and RLUSD (native to the XRP Ledger). No other assets currently supported.
MORE CRYPTO CARDS.
WHITEBIT NOVA CARD 
CUSTODIAL
UP TO 10% CASHBACK
0% CRYPTO TOP-UP FEE
NO MONTHLY OR ANNUAL FEE
REDOTPAY CARD
High daily limit
$5 WELCOME BONUS
UP TO 2.2% FX FEE
RedotPay Pro: 3% cashback on mobile pay
READY CARD
0% FX FEE
IBAN / SWIFT
UP TO 3% CASHBACK
PHYSICAL $120/YEAR
RIZON CARD
UP TO 2.5% CASHBACK
UNLIMITED CARD SPEND
FX FEE: UP TO 1.7%+$0.1
AVAILABLE IN USA & LATAM