COMPANY detail

DOGPAY Card

Spend your crypto like cash
Card Fallback

CARD FEATURE OVERVIEW.

DOGPAY CARD - BASICDOGPAY CARD - PREMIUMDOGPAY CARD - PLATINUMDOGPAY CARD - ULTRA
TIERS
ADD TO WATCHLIST REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
$10
CASHBACK
0%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
ethereumbitcoin
REGION
GLOBAL
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
$4.9/MO
CASHBACK
0%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
ethereumbitcoin
REGION
GLOBAL
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
$9.9/MO
CASHBACK
0%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
ethereumbitcoin
REGION
GLOBAL
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
$29.9/MO
CASHBACK
0%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
ethereumbitcoin
REGION
GLOBAL
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
BASIC
W BONUS NONE
REG FEE / REQ $10
CASHBACK 0%
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN ethereumbitcoin
REGION GLOBAL
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
PREMIUM
W BONUS NONE
REG FEE / REQ $4.9/MO
CASHBACK 0%
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN ethereumbitcoin
REGION GLOBAL
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
PLATINUM
W BONUS NONE
REG FEE / REQ $9.9/MO
CASHBACK 0%
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN ethereumbitcoin
REGION GLOBAL
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
ULTRA
W BONUS NONE
REG FEE / REQ $29.9/MO
CASHBACK 0%
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN ethereumbitcoin
REGION GLOBAL
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
Last Updated: Sep 6, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified

Wealth management yields (6%–7.5% APY) are only available if you lock stablecoins within DogPay's platform.

DogPay recently reworked its entire pricing model. The new model requires a monthly subscription for Premium ($4.90), Platinum ($9.90), and Ultra ($29.90), and max card limits are 2/5/10/20 cards (Max Active Cards).

THE REAL STORY ON THIS CARD.

PROS
[ STRENGTHS ]
  • thumbs-up-fill 140+ countries and regions claimed on the homepage
  • thumbs-up-fill Current card page supports USDT-network funding, while wider DogPay materials list USDT, USDC, ETH, and BTC
  • thumbs-up-fill Apple Pay, Google Pay, Alipay, WeChat Pay, PayPal, UnionPay support
  • thumbs-up-fill US ACH bank account via Zenus Bank included
  • thumbs-up-fill Multiple settlement options (SWIFT, ACH, SEPA, FPS)
  • thumbs-up-fill PCI-DSS Level 1 security certified with RSA 3072 encryption
  • thumbs-up-fill Third-party security audit (atsec), eKYC via Sumsub
  • thumbs-up-fill Compliance and regulatory credentials are advertised across US, Canada, and Hong Kong
  • thumbs-up-fill Four membership tiers with increasing benefits
  • thumbs-up-fill $0 annual fee on all cards
  • thumbs-up-fill Wealth management yields up to 7.5% APY
CONS
[ LIMITATIONS ]
  • thumbs-down-fill Custodial wallet
  • thumbs-down-fill Now requires monthly subscription for all tiers above Basic
  • thumbs-down-fill Card FX fee and per-transaction fee not publicly disclosed
  • thumbs-down-fill Top-up fees apply: 1% (Basic) to 0.3% (Ultra)
  • thumbs-down-fill Swap (crypto-to-fiat) fees apply even at Ultra tier (0.5%)
  • thumbs-down-fill ATM limits and fees not disclosed
  • thumbs-down-fill Daily/monthly spending limits not publicly available
  • thumbs-down-fill Physical card pricing and exact personal-tier eligibility are unclear in current site data

GENERAL QUESTIONS.

You can fund your DogPay card by depositing supported cryptocurrencies, such as USDT, into your DogPay wallet. The deposited crypto is converted into fiat currency and becomes available for spending with your card. DogPay is a custodial platform, so all funds must be held in your DogPay wallet before use.

DogPay cards are Visa-based and can be used for purchases online, in stores, and at ATMs in over 200 countries where Visa is accepted. Virtual cards are intended for online spending and wallet binding, while physical cards can also be used for ATM withdrawals.

Yes, KYC verification is required to activate and use any DogPay card, whether virtual or physical. This ensures compliance with regulations and secures your account.

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DOGPAY CARD
FEATURE BASIC PREMIUM PLATINUM ULTRA
W BONUS NONE NONE NONE NONE
REG FEE / REQ $10 $4.9/MO $9.9/MO $29.9/MO
CASHBACK 0% 0% 0% 0%
NEED KYC YES YES YES YES
FX FEE NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED
APR / YIELD YES YES YES YES
CARD TYPE VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard visamastercard visamastercard visamastercard
BLOCKCHAIN ethereumbitcoin ethereumbitcoin ethereumbitcoin ethereumbitcoin
REGION GLOBAL GLOBAL GLOBAL GLOBAL
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