1INCH DEBIT CARD PAY WITH CRYPTO EVERYWHERE
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 2% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
- You hold crypto in your own wallet until the moment of purchase — the card converts crypto to fiat at point of sale. No pre-loading required. Funds move through Baanx/Crypto Life for conversion, then settled via Monavate to Mastercard.
- CryptoDraft: Deposit BTC or ETH as collateral — borrow up to 60% of collateral value. First 10% LTV is 0% interest, remaining at 1% MPR. Repayments fully flexible.
(Last detailed source: Mar 2025)
- Stableloans: Fixed 6–24 month terms in USDC, USDT, or EURT. Rates displayed transparently at borrowing time. Multiple simultaneous loans allowed.
- ATM withdrawals exceeding 10,000 GBP/EUR require additional identity documentation
THE REAL STORY ON THIS CARD.
- Self-custody model
- Up to 2% cashback in choice of tokens (1INCH, USDT, BTC, BXX)
- Interest-free CryptoDraft credit (0% APR on first 10% LTV, borrow up to 60% of collateral)
- Stableloans with fixed 6-24 month terms
- Apple Pay and Google Pay integration
- Available in UK and EEA
- Deep integration with 1inch DeFi ecosystem (DEX aggregator + Wallet)
- All fees (card spend, crypto conversion, FX, ATM) NOT disclosed on official website
- No spending limits or cashback caps disclosed
- Limited geographic availability (UK and EEA only)
- Full KYC required
GENERAL QUESTIONS.
The 1inch Card is a prepaid Mastercard powered by Crypto Life (CL), developed in partnership with Baanx and issued by Monavate. It lets you spend crypto for online purchases, in-store transactions, and ATM withdrawals - wherever Mastercard is accepted - and supports Apple Pay and Google Pay.
Crypto debit cards are payment cards - often Visa or Mastercard - tied to your crypto wallet. When you make a purchase or withdrawal, they automatically convert your crypto into fiat currency so you can pay wherever traditional cards are accepted.
The 1inch Card supports many popular tokens, including 1INCH, USDT, BTC, LTC, XRP and BXX.
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