COMPANY detail

MOON AGENT
The crypto debit card for your AI agent.

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Card Fallback

ONE COMMAND TO GET STARTED.

$ npm install -g @moonpay/cli
Doc

CARD FEATURE OVERVIEW.

CARD NAME
MOONAGENT CARD Badge
DETAILS
SETUP & MONTHLY FEES
?
The cost to maintain the agent's card.
Free
CASHBACK & REWARDS
?
The percentage user earns back on the AI's spending.
0%
FUNDING SOURCE
?
How you loads the money (e.g., Stablecoins, Fiat Credit Line, Crypto Collateral).
Stablecoins
IDENTITY REQUIREMENT
?
What is needed to open the account (e.g., Human KYC, Business KYB, None).
KYC
SPEND LIMITS & CONTROLS
?
Can you set hard daily/monthly dollar caps?
Yes
MERCHANT WHITELISTING
?
Can you restrict the AI to only buy from specific websites/categories?
Not Disclosed
HUMAN APPROVAL REQUIRED
?
Can it be set to ask you for permission before spending?
No
SUPPORTED AI FRAMEWORKS
?
Which AI systems it plugs into natively (e.g., LangChain, OpenAI, Claude, Any).
Any (via CLI / MCP)
SUPPORTED CURRENCIES
?
The specific coins or fiat the agent is allowed to spend (e.g., USDC, USDT).
USDC
HARDWARE WALLET SUPPORT
?
Can a physical cold wallet (like Ledger) act as the master override key?
Yes
REAL-TIME ALERTS
?
Do you get an instant notification/log when the AI swipes?
Yes (via CLI)
CUSTODY TYPE
?
Who holds the keys (e.g., Self-Custodial, Platform Managed).
Self-Custodial
PAYMENT NETWORK
?
The underlying rail the AI uses to pay (e.g., Visa, Mastercard, Web3 Native).
Mastercard
GEOGRAPHIC AVAILABILITY
?
Supported region to get the card.
UK & LATAM
Last Updated: Jul 7, 2026

The MoonAgents infrastructure transforms a static payment rail into a modular execution environment. While the Open Wallet Standard (OWS) handles secure key isolation in the background, the true enterprise value lies in its extensible application layer.

  • Modular Agent Skills:

Equip your AI with pre-built financial capabilities, allowing it to execute multi-step logic—like routing liquidity or parsing smart contracts—before a card swipe is ever triggered.

  • Native App Ecosystem:

Connect your agent directly to a curated library of Web3 apps without writing bespoke transaction wrappers from scratch.

  • OWS Key Isolation:

All background app interactions are secured by the OWS architecture, ensuring private keys are never exposed to the LLM's context window.

  • Programmatic Workflows:

Beyond simple purchasing, the CLI allows developers to script complex, conditional financial behaviors that the agent can trigger autonomously.

THE REAL STORY ON THIS CARD.

PROS
[ STRENGTHS ]
  • thumbs-up-fill Free ($0/mo), Basic ($15/mo), Pro ($100/mo)
  • thumbs-up-fill MCP-native: one command setup, zero config files
  • thumbs-up-fill Unique buying agent with direct merchant integrations (DoorDash, Good Eggs, Rappi)
  • thumbs-up-fill Test mode by default — sandbox cards cost nothing
  • thumbs-up-fill Single-use cards limit blast radius to funded amount
  • thumbs-up-fill USDC wallet with Apple Pay / Google Pay funding
  • thumbs-up-fill ~50 MCP tools covering cards, checkout, shopping, and support
  • thumbs-up-fill Y Combinator backed with active product development
CONS
[ LIMITATIONS ]
  • thumbs-down-fill Low per-card limits: Free $50, Basic $500, Pro $1,000
  • thumbs-down-fill Monthly card quotas constrain high-volume workflows
  • thumbs-down-fill No public Discord, X/Twitter, or GitHub community
  • thumbs-down-fill Active migration — existing cards cancelled, users must re-KYC
  • thumbs-down-fill Buying agent limited to 3 merchants (DoorDash, Good Eggs, Rappi)
  • thumbs-down-fill No hardware wallet or cold storage support

GENERAL QUESTIONS.

The MoonAgents Card provides a self-custodial Mastercard rail that allows autonomous AI agents to spend USDC directly. It is built entirely for developer integration, bypassing traditional retail app interfaces in favor of a Command Line Interface (CLI).

It is designed for Web3 developers, enterprise engineers, and technical founders who are building autonomous AI agents that require real-world purchasing power without relying on custodial corporate treasury accounts.

Yes. Despite the self-custodial nature of the Web3 integration, the issuance of the Mastercard requires strict regulatory compliance. All account creators must pass a standard Human KYC identity verification process before the card is activated.

Because the card supports hardware wallet integration, the human operator retains the ultimate physical "kill switch" You can set hard CLI spend limits, and your Ledger acts as the master override key to freeze the funding source instantly.

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