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ONEBANKING CARD
BECOME PART OF THE NEW ERA OF BANKING

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Card Feature Overview.

ONE BANKING CARD - FREEONE BANKING CARD - PREMIUMONE BANKING CARD - PREMIUM+ONE BANKING CARD - GROWTHONE BANKING CARD - BUSINESSONE BANKING CARD - BUSINESS+
TIERS
W BONUS
NONE
REGISTER FEE
€15
CASHBACK
YES
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
More
REGION
Eu
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$0
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REGISTER FEE
€9.90/MONTH
CASHBACK
YES
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
More
REGION
Eu
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REGISTER FEE
€19.90/MONTH
CASHBACK
YES
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
More
REGION
Eu
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REGISTER FEE
€35+€9.90/MONTH
CASHBACK
YES
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
More
REGION
Eu
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$0
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REGISTER FEE
€19.90/MONTH
CASHBACK
YES
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
More
REGION
Eu
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
W BONUS
NONE
REGISTER FEE
€39.90/MONTH
CASHBACK
YES
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visamastercard
BLOCKCHAIN
More
REGION
Eu
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
GET IT NOW
FREE
W BONUS NONE
REGISTER FEE €15
CASHBACK YES
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN More
REGION Eu
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $0
DAILY LIMIT NOT DISCLOSED
GET IT NOW
PREMIUM
W BONUS NONE
REGISTER FEE €9.90/MONTH
CASHBACK YES
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN More
REGION Eu
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
PREMIUM+
W BONUS NONE
REGISTER FEE €19.90/MONTH
CASHBACK YES
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN More
REGION Eu
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
GROWTH
W BONUS NONE
REGISTER FEE €35+€9.90/MONTH
CASHBACK YES
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN More
REGION Eu
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $0
DAILY LIMIT NOT DISCLOSED
GET IT NOW
BUSINESS
W BONUS NONE
REGISTER FEE €19.90/MONTH
CASHBACK YES
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN More
REGION Eu
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
BUSINESS+
W BONUS NONE
REGISTER FEE €39.90/MONTH
CASHBACK YES
NEED KYC YES
FX FEE NOT DISCLOSED
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visamastercard
BLOCKCHAIN More
REGION Eu
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT NOT DISCLOSED
GET IT NOW
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
ONE BANKING CARD
FEATURE FREE PREMIUM PREMIUM+ GROWTH
W BONUS NONE NONE NONE NONE
REGISTER FEE €15 €9.90/MONTH €19.90/MONTH €35+€9.90/MONTH
CASHBACK YES YES YES YES
NEED KYC YES YES YES YES
FX FEE NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED
APR / YIELD NO NO NO NO
CARD TYPE VIRTUAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL CARD
CARD NETWORK visamastercard visamastercard visamastercard visamastercard
BLOCKCHAIN More More More More
REGION Eu Eu Eu Eu
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The Real Story on This Card.

PROS

European IBAN account included

SEPA Instant transfers

Free plan available

Crypto and fiat in one app

Human support promised

GDPR privacy commitment

For Growth, Business, Business+: Accounting Inclusive

FREE & Growth: Collecting Rewards (no cashout) - PREMIUM & Business : Reward Multiplier x2 / Cashing out Rewards - PREMIUM+ & Business + : Reward Multiplier x4 / Cashing out Rewards

CONS

Still on waitlist

Free plan has account opening fee

Business Growth plan has account opening fee

Fees not fully published yet

No published ATM fee schedule

Relies on third-party payment provider

FOR FREE TIER: Fees starting at 1.5%

Crypto Exchange Fees > Free: from 0.9% Pro: from 0.5% Pro+: from 0.1%

GENERAL Questions

When can I start using oneBanking?
Soon. We know that's not the answer you want - trust us, we're refreshing our inbox too. But we won't launch until everything is bulletproof. Join the waitlist and you'll be the first to know.
How much does it cost?
There's a small one-time fee to open your account. After that, the free plan is yours for life full access to core features, no monthly costs, no hidden charges. Want more power? Premium unlocks the full Al, lower fees, and reward multipliers.
Are there any fees associated with using oneBanking?
We keep it simple. No monthly fees on the free plan. No hidden charges. Ever. Transactions and premium features have transparent fees — you always see exactly what you pay before you confirm. No surprises.
That's a promise.
What's the deal with the Al?
It learns who you are — your habits, your goals, your stress points. Then it acts on your behalf. Saves money. Spots problems. Handles the boring stuff. But here's the rule: it never moves your money without asking first. Ever.

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