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Wise Platform is the B2B infrastructure division of Wise Plc (LSE: WISE, Nasdaq: WISE), the global technology company building the best way to move money around the world. Co-founded in 2011 by Taavet Hinrikus and Kristo Käärmann (CEO), Wise was originally known as TransferWise before rebranding in 2021. The company is headquartered in London with global offices across New York, Budapest, Singapore, Tallinn, Tampa, Tokyo, Sydney, and Austin. Wise Platform enables banks, financial institutions, and enterprises to embed Wise's cross-border payments infrastructure directly into their products via API or Swift, covering 160+ countries and 40+ currencies with 75% of payments arriving in under 20 seconds.
Wise Plc is a publicly listed company dual-listed on the London Stock Exchange (WISE) and Nasdaq (WISE, debuted May 2026). The group holds 80 licences worldwide, is authorized by the UK Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900507), and operates through regulated entities including Wise Europe SA (Belgium) and Wise Payments Limited. FY26 metrics: 18.9 million customers, £14BN held in customer accounts, $185.2 billion cross-border volume (FY25), $2.1 billion net revenue (FY25), and 34% income before tax margin. The company employs 10,529 people globally with 950+ engineers, processes 7 million automated compliance checks daily, and has issued over 11 million cards. Wise is profitable and has been recognized as one of the world's fastest-growing technology companies.
Wise Platform provides B2B payments infrastructure, enabling banks, financial institutions, and enterprises to embed cross-border payment sending, receiving, white-label card issuing (Visa/Mastercard), and multi-currency accounts (40+ currencies) into their own products via API or Swift integration across 160+ countries.
Banks and financial institutions (Morgan Stanley, Bank Mandiri, Standard Chartered, Shinhan Bank, N26, Monzo), technology platforms (Google Pay), fintechs (Nubank), marketplaces, travel platforms, spend management platforms, education platforms, and workforce platforms.
Yes. Wise holds approximately 80 licences globally including UK FCA authorization (EMI, Firm Reference 900507), Wise Europe SA regulated by National Bank of Belgium, Wise Assets Europe AS regulated by Estonian FSA, and numerous other jurisdictions covering money transmission, electronic money issuance, and payment services.
None. Wise Platform is a fiat-only payments infrastructure provider. There is no native blockchain, cryptocurrency, or stablecoin support. The platform operates entirely on traditional banking and payment rails, making it suitable as fiat on/off ramp infrastructure that crypto companies could integrate.
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