Description.
Wirex App & Private
Wirex App serves millions of users with seamless crypto and fiat management across 40+ currencies. Users can spend crypto anywhere with the Wirex card, earning cashback on purchases. Wirex Private offers premium services for high-net-worth individuals with dedicated support, enhanced limits, and exclusive rates.
Wirex Business Banking
Wirex Business provides multi-currency business accounts enabling companies to hold, exchange, and settle in 40+ fiat currencies and cryptocurrencies from one unified dashboard. The platform eliminates traditional cross-border payment friction with instant settlements, competitive FX rates, and seamless crypto-to-fiat conversions. Businesses benefit from dedicated account management, non-custodial card issuance programs for employees, treasury management tools, and compliance-ready infrastructure serving sectors from crypto-native companies to e-commerce, marketplaces, and international payment providers.
Wirex Banking-as-a-Service (BaaS)
Wirex BaaS provides white-label infrastructure enabling companies to integrate comprehensive crypto and fiat payment capabilities through a single API. The platform allows partners to offer multi-currency wallets, payment processing, card issuance, yield and stablecoin banking services under their own brand.
Key Infrastructure.
Unified Stablecoin API Stack
One API for accounts, payments, cards, and yield, built to launch stablecoin-powered financial products fast.
Stablecoin Accounts - IBAN-Ready
Create and manage scalable account structures, including named virtual accounts with unique IBANs to simplify reconciliation and segregate client funds.
Cards Issuance Infrastructure
Issue co-branded non-custodial card program with physical and virtual cards, with configurable user flows and program setup handled through the platform.
Cross-Border Payments Rails
Support for major rails including ACH, SEPA, PIX, FPS, and SWIFT for global money movement.
Stablecoin Push-to-Card
Powered by Visa Direct, Wirex BaaS lets partners embed stablecoin-funded payouts to eligible cards worldwide via API, delivering a familiar “paid to card” experience. Funds can land in seconds in many cases, running 24/7/365 across 200+ countries and territories.
Compliance-First Architecture
Compliance is built in from day one, with KYB, KYT, and Travel Rule readiness embedded into the infrastructure, so partners can launch and scale with a regulated framework behind the product.
Unified Ledger and Reconciliation
A single ledger view that tracks inflows and outflows across rails for reporting, audit workflows, and operational clarity.
Institutional-Grade Security and Controls
Enterprise security posture with support for Fireblocks custody, multi-signature authorization, and multiple account models (custodial, non-custodial, hybrid).
Additional Features.
1:1 Fiat ↔ Stablecoin Conversion
Instant parity conversion between supported fiat currencies and stablecoins, designed for always-on settlement.
Multi-Currency Support
Supports major fiat currencies including USD, EUR, and GBP, alongside stablecoin rails.
Dual Stablecoin Focus
Strong support for USDC, EURC and USDT as core settlement and product currencies.
White-Label and UI Control
Integrate under your brand with control over key customer touchpoints and UX.
Real-Time Webhooks
Live transaction and settlement updates to power instant notifications and automated ops.
Sandbox and Production Environments
Test, iterate, and launch with confidence across dedicated environments.
ISO-Compliant API Responses
Designed to align with global financial data standards for cleaner integration.
Industry-Leading Scalability and Redundancy
Built to scale from MVP to millions with horizontal scaling and support for different infrastructure setups.
