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RAPYD The Fintech Platform For Every Business
RAPYD
Company Overview.
Description.
Rapyd is an AI-native fintech infrastructure platform founded in 2016 by Arik Shtilman (CEO) and headquartered in London, England. The company provides a unified API platform for global payments processing, card acquiring (Visa, Mastercard, Amex), hundreds of local alternative payment methods, global payouts, card issuing (virtual and physical), multi-currency business accounts, and stablecoin solutions. Rapyd serves major enterprise clients including Uber, Microsoft, Google, Meta, Booking.com, Adidas, Rappi, and Paysafe, with 889 employees globally and an average client ROI of 196% and 70% less time spent managing payments, according to company-published metrics. The platform operates across 100+ countries with direct card acquiring licenses and local payment network connectivity.
Key Infrastructure.
Provides higher authorization rates through intelligent routing and local acquiring connections rather than cross-border processing.
Supports online checkout, payment links, virtual terminals, and in-store POS terminals with short-term card machine rental.
Includes built-in fraud monitoring, chargeback management, and smart compliance controls that reduce false declines while maintaining security standards across all supported markets and card schemes.
Supports card program design, BIN sponsorship, card manufacturing and fulfillment, transaction processing, and spend controls through APIs and a client portal.
Cards can be used for payments, ATM withdrawals, and employee expense management.
The white-label model means end-users interact with the partner's brand exclusively while Rapyd provides the underlying issuer processing, compliance, and network connectivity to Visa and Mastercard rails globally.
Supports both domestic and cross-border disbursements with real-time settlement capabilities for supported corridors.
Includes bulk payout processing, automated reconciliation, and multi-currency support for gig economy platforms, marketplaces, and enterprise payroll use cases.
The network connects to local payment rails in each market to ensure funds arrive via the recipient's preferred method, eliminating the need for businesses to manage separate disbursement relationships per country.
Issues virtual IBANs in EUR, GBP, USD, and additional currencies allowing businesses to receive domestic payments as if they had local bank accounts without establishing legal entities in each country.
Supports automated FX conversion, consolidated settlement reporting, and integration with the card acquiring and payout products for end-to-end fund flow management across the entire payment lifecycle from collection to disbursement.
Supports USDC with 24/7/365 blockchain-powered settlement, instant liquidity, and reduced cross-border currency complexity.
Integrates with Rapyd's fiat payment rails to provide end-to-end coverage from stablecoin acceptance through local currency payouts.
Designed for crypto exchanges needing on-ramp capabilities, marketplaces requiring faster settlement, and businesses seeking volatility protection in emerging market corridors where stablecoins provide a more stable value store than local fiat currencies.
Combines with Rapyd's intelligent ledger for transaction accounting, smart compliance and risk controls for automated KYC/AML screening, and multi-currency business accounts for fund management.
The embedded fintech suite allows any business to become a fintech company by layering financial services into their existing application, using Rapyd's licensed infrastructure as the regulated backbone for credit, payments, and account management operations.
Additional Features.
General Questions.
Rapyd provides a unified global payments infrastructure platform enabling businesses to accept payments (card acquiring + hundreds of local APMs), send payouts to 190+ countries, issue white-label virtual and physical cards, manage multi-currency business accounts, and process stablecoin transactions — all through a single API with no-code, low-code, and full-code integration options.
Enterprise platforms and marketplaces including Uber, Microsoft, Google, Meta, Booking.com, Adidas, Rappi, and Paysafe. Also serves iGaming operators, crypto exchanges, creator economy platforms, online trading platforms, and eCommerce businesses of all sizes. Partners with ISOs, ISVs, and PayFacs through a structured reseller programme.
Yes. Rapyd Europe hf. holds an Electronic Money Institution license from the Central Bank of Iceland. CashDash UK Ltd. (trading as Rapyd) holds an EMI license from the UK FCA (licence no. 900769). Rapyd Holdings Pte Ltd. holds a Major Payment Institution license from the Monetary Authority of Singapore (PS20200311). Rapyd Financial Technology US, Inc. is registered with FinCEN as an MSB. Additional coverage through regulated Network Partners in 60+ markets.
USDC is confirmed for stablecoin payments, payouts, and settlements. Specific blockchain networks (e.g., Ethereum, Solana) are not publicly disclosed on the website. Additional stablecoin assets are likely supported but not explicitly listed in public documentation.
