Pulsar Money

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COMPANY detail

Pulsar Money
Gravity is for planets. Not for your money

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Pulsar Money

Company Overview.

Year Founded 2023
Status Private
Specialties Payments
Company Size 11-50 Employees
Industry Financial Services
Location Remote-first

Description.

Pulsar Money SRL is a Romanian fintech company (registered in Sibiu, Romania) building a crypto-native banking and payments platform for both consumers and businesses. Founded by Stefana Banciu and team, Pulsar already serves 100K+ accounts through its live Web Dashboard and has reached 1M+ users via its white-label gamification infrastructure (Pulsar Portals), delivering 100+ earn campaigns. Key clients include Linera (300K+ portal users, 5.2M predictions placed), MultiversX, Bitget, and xMoney.

Key Infrastructure.

Pulsar Portals — White-Label Gamification
Pulsar Portals — White-Label Gamification
A turnkey engagement platform that Web3 projects deploy under their own brand in as little as 2 weeks.
Includes 45+ quest types, configurable leaderboards with time-based resets, customizable reward pools (tokens, NFTs, points), user profiles with achievement tracking, KYC identity verification with anti-sybil protection, referral systems, tournaments, and raffles.
Currently powers portals for Linera, MultiversX, Bitget, xMoney, and others — serving 9M+ users across built platforms.
Payment Infrastructure — POS & Soft POS
Payment Infrastructure — POS & Soft POS
Physical POS and Soft POS terminals that accept fiat, crypto, and stablecoins with real-time onchain or offchain settlement.
Designed for events, venues, and businesses — configurable in minutes on any device.
Includes a full API for custom integrations and fiat off-ramp capabilities.
Supports multi-chain payments with low fees.
Delivered in collaboration with Rhuna, handling 2M+ on-chain transactions.
Dynamic Rewards Engine for Payments
Dynamic Rewards Engine for Payments
A revenue-boosting rewards system that attaches points to every card or bracelet purchase.
Real-time dynamic multipliers shift spending toward underperforming vendors or products, driving targeted consumer behavior.
Reports an average 1.3x increase in basket size and 30% revenue growth for businesses implementing the system.
Configurable per-vendor, category, or time frame.
Crypto-Fiat Banking Infrastructure
Crypto-Fiat Banking Infrastructure
Underlying B2B infrastructure that powers Pulsar's own consumer app and can be integrated by partners.
Provides multi-currency accounts (EUR, USD, GBP, crypto), SEPA and SWIFT rails, instant local bank transfers, cross-chain deposits from Ethereum, Solana, Base, and Arbitrum, gasless cross-chain swaps, and stablecoin yield (~5.2% APY via DeFi strategies).
Banking services provided by licensed partner banks with deposit guarantee protection.

Additional Features.

Agentic Payments (AI Agents)
Delegate a virtual card to an AI with user-defined spending rules, budgets, and limits for automated purchases.
Gasless Cross-Chain Swaps
Swap any fiat or crypto pair without gas fees across 20+ chains — chains and routing handled automatically.
Stablecoin Savings
Earn approximately 5.2% APY on stablecoin balances through curated DeFi strategies with automatic yield accrual.
Tokenized Stock Trading
Trade 1,000+ tokens and tokenized stocks (Amazon, NVIDIA, Apple, and more) with best rates across chains.
Modular Portal Components
Quests, leaderboards, badges, profiles, referrals, raffles, and tournaments — mix and match standalone modules.
Anti-Sybil & KYC Verification
Automated sybil detection and identity verification built into gamification portals with rewards on KYC completion.

General Questions.

Pulsar Money builds crypto-native fintech infrastructure: a consumer banking app with a crypto card (early access), B2B white-label gamification portals for Web3 projects (live, 9M+ users across clients), and POS payment infrastructure for onchain settlement and fiat off-ramp. They also operate a web dashboard for token trading, rewards, and DeFi yield.

B2B: Linera, MultiversX, Bitget, xMoney, and other Web3 projects using Pulsar Portals for community engagement and rewards. Payment infrastructure clients include event venues and businesses. B2C: Individual users of the Pulsar dashboard and fintech app.

Pulsar Money SRL is registered in Romania and operates as a MiCA-compliant crypto-asset service provider. Banking services are provided by licensed partner banks with deposit guarantee protection. The platform is GDPR-compliant.

MultiversX, Starknet, Ethereum, Solana, Base, Arbitrum, and 20+ chains overall. Stablecoins include USDC and USDT, with ~5.2% APY available through curated DeFi strategies. Platform supports 1,000+ tokens including tokenized stocks.

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