PAYBITO

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COMPANY detail

PAYBITO
Not Every Payment Should Be Processed the Same Way

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PAYBITO

Company Overview.

Year Founded 2015
Status Private
Specialties Crypto Payment Infra
Company Size 51-200 Employees
Industry Financial Services
Location Palo Alto, USA

Description.

PayBito (operating as PayBitoPro), incorporated as HashCash Consultants LLC and founded in 2015, is a white-label B2B infrastructure company headquartered in Palo Alto, California. The platform provides a modular, API-driven suite of products enabling enterprises, banks, and fintechs to launch self-branded crypto exchange platforms, crypto payment processors, tokenization platforms, and crypto banking solutions, without building infrastructure from scratch. The flagship product is the BitoPay crypto payment gateway, which charges a flat 2% transaction fee and offers BitoPay Settle (automatic fiat conversion) and BitoPay Checkout (direct crypto settlement). 

The platform operates on a 4-tier SaaS subscription model — Basic ($149/mo), PayBitoPro ($249/mo), Advanced ($449/mo), and Plus ($12,000/mo) — serving both SMB and enterprise clients across 100+ countries. Beyond core exchange and payment infrastructure, the ecosystem includes operational tools (BitoDesk support, SalesBito CRM, BitoBooks accounting, BitoHRIS, BitoLink project management), white-label mobile app builders, affiliate management, and compliance frameworks covering AML, KYC/CDD, Travel Rule, and SOX. Raj Chowdhury serves as Managing Director.

Key Infrastructure.

White-Lable Crypto Exchange
White-Lable Crypto Exchange
Full-stack exchange infrastructure with spot and derivatives trading engines, copy trading module, mining pool integration, and custody & secure storage for businesses to launch branded exchanges.
Crypto Banking Solution
Crypto Banking Solution
White-label crypto banking platform providing IBAN accounts, multi-currency support, cross-border settlement, and fiat-to-crypto on/off ramps for enterprise clients.
BitoPay Payment
BitoPay Payment
Crypto payment processor enabling merchants to accept crypto payments globally, with BitoPay Settle for automatic conversion to fiat and BitoPay Checkout for direct crypto settlements at point of sale.
Operational Suite
Operational Suite
Built-in tools including BitoDesk (support desk), SalesBito (CRM), BitoBooks (financial management), BitoHRIS (HRMS), and BitoLink (project management / team collaboration).
Digital Asset Issuance
Digital Asset Issuance
Tokenization infrastructure for launching custom tokens, ICO/STO launchpad, NFT marketplace builder, and token fundraising module for security and utility token issuance.

Additional Features.

Recurring Payments
Subscription billing module allowing merchants to set up recurring crypto payment plans for customer subscriptions and retainer payments.
Affiliate & Referral System
Built-in affiliate management, sub-affiliate networks, referral program management, and marketplace distribution tools to drive user acquisition.
Mobile App Suite
White-label mobile application builder for iOS and Android to distribute custom-branded crypto exchange and payment apps to end users.
Compliance Framework
Comprehensive compliance PDFs covering AML Policy, KYC/CDD (Customer Due Diligence), Travel Rule, SOX compliance, and IT Security for regulatory adherence.
Website Builder
Drag-and-drop website builder with domain management and templates optimized for crypto exchange and payment business launches.
DEX & P2P Solutions
White-label DEX (decentralized exchange) and P2P exchange infrastructure for clients seeking non-custodial or peer-to-peer trading capabilities.

General Questions.

PayBito provides white-label B2B infrastructure enabling enterprises, banks, and fintechs to launch branded crypto exchange platforms, crypto payment gateways (BitoPay), tokenization platforms, NFT marketplaces, and crypto banking solutions. Their modular platform covers trading engines, wallet infrastructure, KYC/AML compliance, and operational tools.

Enterprise clients, banks, fintechs, and entrepreneurs looking to launch crypto exchange or payment businesses without building infrastructure from scratch. The 4-tier pricing model (Basic $149/mo to Plus $12,000/mo) suggests both SMB and large enterprise tiers.

No specific licenses are disclosed on the website. The company is registered as HashCash Consultants LLC in the United States and publishes compliance policies (AML, KYC/CDD, Travel Rule, SOX). Specific regulatory registrations (e.g., MSB, state money transmitter licenses) are not listed and should be verified.

Not disclosed. The platform appears blockchain-agnostic (multi-currency support) but specific chains and stablecoins are not listed.

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