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MEOW Modern banking for AI agents and global teams
MEOW
Company Overview.
Description.
Meow Technologies Inc. is a US-based financial technology company providing business banking infrastructure for AI-native startups and global companies, founded by Brandon Arvanaghi. It offers business checking accounts through partner banks (Cross River Bank, Grasshopper Bank N.A.; Members FDIC), corporate Visa cards with merchant-category cashback rewards of up to 2.5% on AI spend, USDC/USDT send-and-receive via Bridge Ventures LLC on Ethereum, Solana, Base, and Arbitrum, international payouts in 57 currencies via Airwallex, treasury products including T-Bills, U.K. Gilts, and Bunds at BNY Pershing, and an MCP server enabling AI agents to programmatically manage banking operations. The company states "Thousands" of businesses use the platform with "$ Billions" in assets on-platform and "$25M+ Expected 2025 rewards paid." Key clients include Circle, Optimism, Cohesive AI, Journey, and INSHUR.
Meow raised a "$22m Series A led by Tiger Global with participation from QED" in July 2022. Additional investors include Shine Capital, Packy McCormick (Not Boring), Sahil Bloom, Charlie Songhurst, Austin Rief, and Charley Ma. Meow Advisory LLC is an SEC-registered investment adviser. Banking services are provided by Cross River Bank and Grasshopper Bank N.A. (Members FDIC), with FDIC insurance up to $200M through the IntraFi sweep network. The company operates from Miami Beach, Florida. No additional funding rounds publicly announced beyond the Series A.
Key Infrastructure.
Provides one unified API across ACH, wires, USDC/USDT on 4 blockchains, and card payments.
Supports inbound and outbound transfers directly from business checking accounts, enabling crypto-native treasury operations alongside traditional banking rails within a single dashboard and API.
Cards earn merchant-tiered cashback rewards of up to 2.5% on AI spend (Anthropic, OpenAI) with no annual fees or credit checks.
All domestic wire and ACH transactions carry $0 fees.
International SWIFT wires also at $0 fee.
Treasury Bills, U.K.
Gilts, and German Bunds at BNY Pershing with auto-roll, ladder strategies, and no trading fees.
Charges 1 basis point per month annualized on U.S.
T-Bills.
Also offers Commercial Paper Accounts with 3.96–3.70% net yield, requiring $100K minimum balance, and money market fund access.
Provides business checking accounts with routing numbers, zero-fee ACH/wire, and multi-entity dashboard for managing multiple legal entities under a single login.
Additional Features.
General Questions.
Meow is a B2B business banking platform for US-registered companies offering checking accounts, corporate Visa cards with up to 2.5% cashback, USDC/USDT on 4 blockchains, international payouts in 57 currencies, and treasury services including T-Bills at BNY Pershing. It also provides an MCP server enabling AI agents to programmatically manage banking operations.
US-registered business entities including AI-native startups, Web3 companies (Circle, Optimism), and AI companies (Cohesive AI). Supports VC firms and real estate funds through its multi-entity dashboard. Not available to individual consumers or non-US entities.
Meow Advisory LLC is an SEC-registered investment adviser. Meow partners with Cross River Bank and Grasshopper Bank N.A. (Members FDIC) for banking services, BNY Pershing/Atomic Brokerage for broker-dealer services, Bridge Ventures LLC for crypto, and Airwallex US LLC (NMLS #1928093) for international money transmission.
Ethereum, Solana, Base, and Arbitrum for USDC; Ethereum for USDT. Zero-fee send and receive directly from business checking accounts. Supports both inbound and outbound transfers across all supported networks.
