Lattice

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COMPANY detail

Lattice
The financial operating system for Canton institutions

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Lattice

Company Overview.

Year Founded 2025
Status Private
Specialties Neobank, BaaS, Payments
Company Size 2-10 Employees
Industry Financial Services
Location Los Angeles, USA

Description.

Lattice is the first neobank and financial operating system built on the Canton Network, the only blockchain with real institutional acceptance from major global financial institutions. Founded in 2025 and headquartered in Los Angeles, the company provides a dual-platform consisting of an institutional financial OS (treasury visibility, card funding with spend controls, reconciliation workflows, and audit-ready reporting) and a consumer neobank application. The waitlist has attracted 57,000+ sign-ups for retail access, while the enterprise beta works directly with select Canton institutions, NaaS providers, and finance teams to operationalize Canton-native assets for employees and ecosystem users.

Key Infrastructure.

Institutional Treasury Visibility Layer
Institutional Treasury Visibility Layer
Provides finance teams with a unified operating view of all Canton financial activity across every entity, wallets, balances, assets, and movement history in one finance-ready dashboard.
Eliminates the spreadsheet grind of tracking multi-wallet multi-entity Canton operations manually, giving CFOs and controllers the real-time visibility into on-chain treasury positions that traditional banking interfaces cannot deliver for blockchain-native institutional activity.
Enterprise Card Funding & Spend Controls
Enterprise Card Funding & Spend Controls
Connects Canton treasury activity to real-world spending through employee-facing cards with policy-based limits, approval workflows, and fully auditable finance reporting.
The system transmits spend data back to the institution's reconciliation pipeline so every payment is accounted for under the relevant policy.
Explicitly positioned as enterprise spend infrastructure rather than a consumer card, designed for institutions operating with Canton-native assets at scale.
Canton-Native Reconciliation Engine
Canton-Native Reconciliation Engine
Transforms raw Canton blockchain activity into clean, close-ready financial records through wallet-level matching, audit trail generation, and period-close workflows.
Goes beyond simple transaction listing by explaining every movement, who initiated it, under which approval policy, belonging to which entity — and exporting structured records ready for accounting, audit, and investor reporting without requiring finance teams to manually interpret on-chain data.
NaaS-Integratable Finance Operations Layer
NaaS-Integratable Finance Operations Layer
Designed as infrastructure that Node-as-a-Service providers and Canton ecosystem companies can layer onto their existing node access to give institutional clients full finance visibility, treasury workflows, and compliance reporting.
Transforms a raw Canton node connection into a complete institutional operating environment without the partner having to build treasury, reconciliation, or spend management systems from scratch.
Consumer Neobank on Canton Network
Consumer Neobank on Canton Network
A waitlist-based consumer application giving individuals access to institutional-grade yield, rewards, and financial products historically reserved for the ultra-wealthy, powered by Canton Network's regulated blockchain infrastructure.
The dashboard includes referral tracking, raffle entries for early access, wallet connection for priority status, and Canton ID linking for ecosystem integration, blurring the line between institutional and retail finance on a single regulated blockchain.
Multi-Entity Permission & Approval System
Multi-Entity Permission & Approval System
Enterprise-grade access control layer that determines who can move funds, under which policies, and with what approval thresholds across complex multi-entity institutional structures.
Provides audit trails explaining every movement to auditors and boards while giving employees and ecosystem users a practical way to access Canton-native assets with the institution retaining full visibility and control behind every transaction.

Additional Features.

Wallet-Level Activity Matching
Reconciles Canton blockchain activity at the individual wallet level where institutional closes actually happen, not at a generic ledger level.
Exportable Finance Records
Clean, structured exports formatted for accounting software, external audits, and investor reporting without manual data transformation.
Raffle-Based Access Queue
Weekly raffle draws with referral multipliers prioritize waitlist access, more referrals earn more entries for earlier platform access.
Canton ID Integration
Optional linking of Canton Network digital identity to the waitlist dashboard for direct ecosystem integration.
Wallet Balance Verification
Read-only EVM and Solana wallet connections used to verify holdings for priority access without custodial access to funds.
Enterprise SSO Authentication
Dedicated enterprise sign-in flow with Google SSO for provisioned institutional accounts, separate from consumer access.

General Questions.

Lattice is a financial operating system and neobank built on the Canton Network — an institutionally-accepted blockchain used by major financial institutions. For institutions, it provides treasury visibility, card funding with spend controls, reconciliation workflows, and audit-ready reporting. For individuals, it is building a neobank that will provide access to institutional-grade yield, rewards, and financial products historically reserved for the ultra-wealthy. The consumer product is waitlist-only with 57,000+ sign-ups.

Enterprise: Canton Network institutions, NaaS providers, CFOs and finance teams managing Canton-native treasury operations, and Canton ecosystem companies needing financial controls. Consumer: Individual users on the 57,000+ waitlist seeking access to institutional-grade financial products. Key ecosystem partners include Global Settlement Network, GSX ID, Archax, Texture Capital, Black Manta Capital Partners, Particula, and InfraSingularity.

Not disclosed. Lattice is operating an enterprise beta with select Canton institutional partners and a consumer waitlist. Regulatory licensing, banking charter status, and jurisdictional framework have not been publicly disclosed. The company is US-based (Los Angeles).

Lattice is built exclusively on the Canton Network blockchain — the institutionally-accepted distributed ledger used by major banks and financial institutions. The consumer dashboard shows EVM and Solana wallet connection for waitlist verification purposes, but the core product operates on Canton. Specific stablecoin support has not been publicly disclosed.

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