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Koywe is a Y Combinator-backed (YC W23) crypto infrastructure company headquartered in Santiago, Chile, founded in 2022. The company provides compliant on-ramp and off-ramp APIs enabling businesses throughout Latin America to seamlessly convert between fiat currencies and stablecoins. Koywe operates in Chile, Colombia, Brazil, Argentina, Mexico, Peru, Bolivia, and the United States, offering integration with local payment methods including wire transfers, PIX (Brazil), PSE (Colombia), SPEI (Mexico), and interoperable QR codes. The company supports stablecoin transactions on major blockchain networks including Ethereum, Solana, Polygon, Arbitrum, Base, Optimism, Linea, Celo, Tron, Worldchain, Ton, and Stellar, with support for USDC and USDT tokens.
Koywe serves as critical infrastructure connecting traditional finance with Web3, offering businesses the ability to hold both local currency and stablecoin-based USD through their "Koywe Business Accounts" product. The company has established strategic partnerships with major industry players including Borderless.xyz (stablecoin liquidity network), Circle Payments Network (USDC settlement), and Portal (stablecoin SDK integration). In March 2026, Koywe was accepted into Mastercard's Crypto Partner Program, demonstrating their growing credibility in the regulated crypto payments space. Their K3 product is an intelligent treasury solution designed for CFOs and finance teams to manage multi-currency holdings and stablecoin-based assets across LATAM markets.
Koywe is a Y Combinator-backed crypto infrastructure company providing compliant on-ramp and off-ramp APIs for Latin American businesses. They enable companies to convert between fiat currencies (CLP, MXN, ARS, PEN, COP, BRL) and stablecoins (USDC, USDT) across 12+ blockchain networks. Their K3 treasury product helps CFOs manage multi-currency and stablecoin holdings. They operate in 7 LATAM countries with integrated compliance.
Koywe serves B2B clients including fintechs, payment service providers (PSPs), financial institutions, and businesses in Latin America needing crypto-fiat bridge infrastructure. Partners include Stables (stablecoin payments platform) and enterprises requiring cross-border payment solutions.
Specific licensing details are not publicly disclosed, but Koywe operates with integrated compliance and is a member of Mastercard's Crypto Partner Program. They maintain bank connections in regulated LATAM markets.
Koywe supports USDC and USDT on Ethereum, Solana, Polygon, Arbitrum, Base, Optimism, Linea, Celo, Tron, Worldchain, Ton, and Stellar networks. They also support native tokens and BTC on these networks.
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