COINSPAID

CoinsPaid is a B2B crypto payment infrastructure company founded in 2014, headquartered in Tallinn, Estonia, and operating under the legal entity Dream Finance OÜ. The company provides businesses with a crypto payment gateway under the CryptoProcessing brand, white-label SaaS solutions for launching branded crypto payment services, and a full suite of payment processing tools including a business wallet, mass payout APIs, and OTC exchange services. The CryptoProcessing gateway supports 20+ cryptocurrencies including BTC, ETH, SOL, XRP, ADA, DOGE, TRX, BCH, LTC, USDT, and USDC, with automatic conversion to 40+ fiat currencies and merchant settlements via SEPA and SWIFT bank transfers at a 0.8% transaction fee. CoinsPaid serves primarily igaming platforms, e-commerce merchants, and fintech companies requiring compliant crypto-to-fiat processing, and also operates a physical and SoftPOS terminal subsidiary called Flowgate for in-person crypto payments.

The company holds an Estonian CASP license (FVT000166) renewed in September 2023, maintains ISO/IEC 27001 information security certification as of 2024, and is registered as a US Money Services Business. CoinsPaid's API infrastructure is REST-based (v2) with sandbox and production environments, SDKs in Python, Node.js, PHP, Java, Go, and .NET, and ready-made plugins for WooCommerce, Magento 2, PrestaShop, OpenCart, Drupal, and Joomla. Financially, CoinsPaid generated €32.4 million in revenue during 2024 with approximately €24 million in net profit representing a 51% profit margin, and raised approximately $3.8 million through an ICO in August 2021. The company employs approximately 204–207 people and operates across multiple legal entities including Dream Finance OÜ (Estonia), Dream Finance US LLC (Delaware), Dream Finance Processing Inc. (Canada), and Dream Finance S.A. (El Salvador), though its Lithuania entity (Dream Finance UAB) was suspended in February 2026 under MiCA regulatory transition.