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Chain Moving Money at Internet Speed
Chain
Company Overview.
Description.
Chain is a blockchain infrastructure company founded in 2014 that builds cryptographic ledgers and cloud infrastructure enabling stablecoin payments at scale. Its core products include the Payments API (stablecoin↔fiat conversion and global payouts), Card Payouts API (off-ramp stablecoins to any Visa or Mastercard via Visa Direct and Mastercard Send), Wallets API (embedded wallet address management across blockchains), and the Onyx blockchain ledger. Chain serves banks, payment providers, fintechs, and regulated platforms with infrastructure covering 200+ countries, 7+ stablecoins (USDC, USDT, DAI, PYUSD, EURC, TUSD, BUSD), 12+ fiat currencies, and 10+ integrated blockchains.
Key Infrastructure.
Provides direct access to banking rails (ACH, Fedwire, FedNow, SEPA, Faster Payments) for global payouts and funding with real-time settlement and smart routing across the most efficient network paths available.
No card issuance required, funds arrive on recipient cards in seconds across 200+ countries.
Includes real-time FX quotes, webhook lifecycle notifications, and support for 7 stablecoin sources with automated fiat conversion.
Supports flexible account structures (pooled, FBO, dedicated enterprise accounts) with immutable on-chain transaction recording via the Onyx blockchain for tamper-proof audit trails.
Every transaction is recorded on a tamper-proof immutable ledger enabling transparent reconciliation, real-time position tracking, and enterprise-grade audit capabilities across all integrated products and use cases.
Provides access to Chain's partner network of regulatory licenses, lifting compliance and connectivity burdens so enterprises can focus on product.
Supports configurable policy logic, role-based access controls, and immutable audit logs with integrated KYC/KYB, AML, and sanctions screening built directly into the infrastructure.
Additional Features.
General Questions.
Chain provides stablecoin infrastructure APIs enabling enterprises to convert between stablecoins and fiat currencies, push payouts to any Visa or Mastercard globally, manage embedded wallets across blockchains, and record transactions on an immutable ledger. It is a B2B non-custodial infrastructure layer — not a consumer-facing product.
Banks, payment providers, fintechs, and regulated platforms building payment, wallet, lending, and card products. Notable clients and partners include Visa, Nasdaq, Citigroup, Fiserv, State Street, MUFG, Tiffany & Co., New England Patriots, and Miami Heat.
Chain operates through a partner network of regulatory licenses rather than holding licenses directly. Specific license names and regulators are not publicly disclosed. The company is registered in the British Virgin Islands with that jurisdiction governing its contractual agreements.
Chain supports 10+ integrated blockchains including its own Onyx blockchain. Stablecoin support covers USDC, USDT, DAI, PYUSD, EURC, TUSD, and BUSD across USD, EUR, GBP, and 9+ additional fiat currencies.
