BANXA

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COMPANY detail

BANXA
Build borderless commerce with embedded crypto

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BANXA

Company Overview.

Year Founded 2014
Status Private
Specialties Payment Infrastructure, Onramp/Offramp, Fiat Gateway
Company Size 51-200 Employees
Industry Financial Services
Location Cremorne, Australia

Description.

Banxa is a global crypto payments infrastructure provider enabling embedded crypto for businesses through APIs, SDKs, and hosted checkout. Founded in 2014 by Holger Arians and Domenic Carosa, headquartered in Melbourne, Australia, the company serves 300+ B2B partners including MetaMask, Kraken, OKX, Trust Wallet, Phantom, and KuCoin. Banxa processes billions in transaction volume across 170+ countries and supports 50+ cryptocurrencies. In January 2026, Banxa was acquired by OSL Group (863.HK) for C$80.4M and now operates as a wholly-owned subsidiary, continuing under the Banxa brand. The company holds 40+ regulatory licenses globally including MiCA authorization in the EU via EU Internet Ventures (AFM Netherlands) and 32 US Money Transmitter Licenses. TTM revenue as of Q1 FY26 was $260M.

Key Infrastructure.

On-Ramp API
On-Ramp API
REST API enabling fiat-to-crypto purchases.
Partners create orders via API, users redirected to Banxa checkout to complete KYC and payment.
Supports 50+ cryptocurrencies across multiple blockchains with real-time pricing and quote management.
Off-Ramp API
Off-Ramp API
REST API enabling crypto-to-fiat withdrawals.
Partners can offer users the ability to sell crypto and receive fiat directly to bank accounts.
Same KYC infrastructure and compliance framework as on-ramp.
Checkout Widget
Checkout Widget
Embeddable hosted checkout solution allowing partners to integrate Banxa's on/off ramp functionality with minimal development.
Supports customization, native mode (white-label), and iframe embedding.
Payment Methods
Payment Methods
20+ local and global payment methods including debit/credit cards, bank transfers (SEPA, SWIFT, local ACH), Apple Pay, Google Pay.
Coverage across 170+ countries.
KYC Integration
KYC Integration
Built-in KYC via Sumsub with API pass-through capability.
Partners can pre-verify users and pass KYC tokens to reduce friction.
AML screening and identity verification included.
Price Quote API
Price Quote API
Real-time pricing API enabling dynamic quote display before order creation.
Partners can show users exact exchange rates, fees, and estimated crypto delivery amounts.
Supports multiple fiat currencies and cryptocurrency pairs.

Additional Features.

Conversion Tracking
Analytics dashboard with conversion metrics, revenue tracking, and performance insights
Sandbox Environment
Test environment for integration development with simulated transactions
Geographic Routing
Automatic routing to optimal payment methods based on user location and local regulations
Fraud Detection
ML-based fraud detection and prevention systems with Sift integration for risk management
Dynamic Fee Structure
Flexible pricing models including spread, commission, or hybrid arrangements with volume-based custom pricing
Compliance Dashboard
Partner dashboard for monitoring KYC status, transaction volumes, and regulatory compliance across jurisdictions

General Questions.

Banxa is a B2B embedded crypto infrastructure provider. It enables wallets, exchanges, fintechs, and PSPs to offer their users fiat-to-crypto purchasing and crypto-to-fiat withdrawals via API, SDK, or hosted checkout. It handles KYC, payment processing, compliance, and settlement. The company also offers virtual accounts, smart accounts, and wallet management infrastructure.

Banxa serves 300+ B2B partners including MetaMask, Kraken, OKX, Trust Wallet, Phantom, KuCoin, Bitget Wallet, and Token Pocket. It also partners with payment infrastructure companies like Checkout.com, Mastercard, Visa, Worldpay, and Worldline.

Yes. Banxa holds 40+ regulatory licenses globally including MiCA authorization in the EU via EU Internet Ventures (AFM Netherlands), 32 US Money Transmitter Licenses, AUSTRAC DCE registration (Australia), FINTRAC MSB registration (Canada), and UK FCA registration.

Banxa supports 50+ cryptocurrencies including BTC, ETH, SOL, ADA, AVAX, DOT, and many more across multiple blockchains. Stablecoins supported include USDT, USDC, DAI, and BUSD.

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