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1MONEY The World’s First Stablecoin Payments Network
1MONEY
Company Overview.
Description.
1Money is building the world's first Layer 1 blockchain exclusively designed for stablecoin payments. The company emerged from stealth in January 2025 with over $20 million in seed funding from prominent investors including F-Prime Capital, Hack VC, Kraken, KuCoin, BitGo, and other strategic backers. Their network aims to solve critical blockchain limitations that impede stablecoin adoption, including reliance on speculative native tokens, slow settlement times, and volatile gas fees. The protocol does not have a native token or smart contracts, focusing purely on fast, cheap, and compliant stablecoin transactions for businesses.
The company is headquartered in Hamilton, Bermuda and operates globally through its U.S. subsidiary 1Money USA, Inc. (NMLS # 2628653)12. Led by former Binance.US CEO Brian Shroder and Co-Founder Matthew Shroder, the team includes veterans from Meta's Novi, Circle, Ripple, and OKX. As of September 2025, 1Money became the most licensed stablecoin infrastructure provider by securing 34 U.S. Money Transmitter Licenses and a Bermuda Monetary Authority Class F Digital Asset Business License, surpassing competitors Bridge and BVNK714. The 1Money Network leverages a patent-pending Byzantine Consistent Broadcast (BCB) protocol achieving transaction speeds under 1 second and supporting over 250,000 transactions per second with near-infinite horizontal scalability9.
Key Infrastructure.
Additional Features.
General Questions.
1Money Network is building the world's first Layer 1 blockchain exclusively designed for stablecoin payments. It provides B2B infrastructure including a proprietary blockchain protocol, API suite, stablecoin orchestration platform, and regulated custody services. The network processes transactions in under 1 second with 250,000+ TPS capacity and has no native token or smart contracts.
Their main clients are businesses, fintech companies, and Web3 platforms that need stablecoin payment infrastructure. This includes companies looking to integrate stablecoin payments, on/off ramps, cross-border payments, and custody services.
Yes. 1Money holds 34 U.S. Money Transmitter Licenses across U.S. states and a Class F Digital Asset Business License from the Bermuda Monetary Authority. They are also a FinCEN-registered Money Services Business (NMLS # 2628653).
Supported blockchains: Ethereum, Solana, Base, Arbitrum, Avalanche, Binance Smart Chain, Polygon, Tron, and their own 1Money Network. Supported stablecoins: USDT, USDC, PYUSD, RLUSD, EURC, USDG, USDP, MXNB, AUSD.
