BUSHA CARD your Digital money App
CARD FEATURE OVERVIEW. 
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Cashback is paid in Naira on Busha Spend purchases (vouchers, airtime, data, bills), not on general merchant card spend. The card itself does not have a traditional cashback program.
Loans are available through licensed third-party partner institutions using digital assets as collateral. Busha does not provide loans directly. Asset-backed credit requires collateral and carries liquidation risk.
THE REAL STORY ON THIS CARD.
- SEC-licensed and regulated in Nigeria
- Free card creation (no upfront fee)
- Physical card option for in-store and international use
- Up to 10 virtual cards for different spending categories
- Instant Naira cashback on Busha Spend purchases
- Fund with Naira, KES, or crypto
- Integrates with PayPal, Wise, and other platforms
- Corporate cards with team spending controls
- Crypto-backed loans via licensed partners
- USDC-only card funding (must convert other crypto first)
- Limited to Nigeria and Kenya for full services
- No full IBAN/SWIFT for international transfers
- ATM and spending limits not publicly published
- Cashback only on in-app purchases, not card swipes
- Apple Pay/Google Pay not confirmed
GENERAL QUESTIONS.
The Busha Card is free to create. There is no direct card creation fee. However, the card is linked to your USDC balance, so you need USDC in your Busha wallet to fund it. If you don't already hold USDC, you'll need to buy it (incurring a spread/conversion fee). No monthly maintenance fee.
Yes — the physical Busha Card supports ATM withdrawals. Specific daily/monthly limits are not publicly disclosed.
Mastercard. The Busha Card is a USDC-linked Mastercard debit card accepted at millions of merchants worldwide that accept Mastercard.
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