Having trouble finding the right infrastructure?

Request a free consultation

Having trouble finding the right infrastructure?

Request a free consultation

COMPANY detail

CHECKOUT
where the world checks out

/

CHECKOUT
Company Overview.
Year Founded 2012
Status Private
Specialties Payment Infra, Card Issuer, BaaS
Company Size 1001-5000 Employees
Industry Financial Services
Location London, UK
Description.

Checkout.com is a global payment services provider founded in 2012, headquartered in London with 19 offices worldwide. The company processes payments for enterprise merchants including Spotify, Uber, eBay, ASOS, HelloFresh, and Temu. In 2025, Checkout.com processed $300 billion in ecommerce payments for enterprise merchants globally. The platform offers local acquiring in over 50 countries, supports 150+ processing currencies, and provides card issuing for both Visa and Mastercard.

Checkout.com operates as a licensed payment institution in multiple jurisdictions. The company offers a comprehensive suite of products including payment processing, card issuing, fraud detection, identity verification, and treasury/FX management. The company serves businesses across ecommerce, fintech, gaming, crypto, marketplaces, and travel sectors. No external funding has been disclosed - the company appears to be self-funded or boot-strapped.

Key Infrastructure.
Payment Processing A global payment acquiring platform that processes transactions across 50+ countries with support for over 150 processing currencies, enabling businesses to accept payments locally worldwide.
Card Issuing A complete white-label card issuance solution for Visa and Mastercard programs with customizable spending controls, real-time authorization, and dynamic merchant category codes.
Fraud Detection AI-powered adaptive fraud prevention system using machine learning algorithms, 3D Secure authentication, and configurable risk rules to minimize chargebacks and protect revenue.
Identity Verification Automated KYC compliance solution with AI-powered video verification, document authentication, and PEP/sanctions screening for regulatory adherence across jurisdictions.
Payouts Global fund distribution capabilities allowing instant payouts to bank accounts and cards via Visa Direct, supporting B2B payments, refunds, and mass disbursements.
Treasury & FX Integrated treasury management dashboard providing real-time cash flow visibility, multi-currency FX execution, and automated currency hedging for 150+ currency pairs.
Additional Features.
Intelligent Acceptance
An AI engine that automatically optimizes transaction routing and retry logic to maximize approval rates and reduce failed payments in real-time.
Network Tokens
Tokenization service that replaces sensitive card data with secure tokens, reducing fraud exposure and improving card-not-present transaction success rates.
Real-Time Account Updater
Automatic card credential refresh system that updates expired or cancelled cards for subscription billing to prevent service interruptions.
Disputes
End-to-end chargeback management with automated evidence gathering, workflow management, and representment guidance to win dispute cases.
Vault
Secure payment data repository enabling token storage, enrichments, and CustomerID creation for personalized checkout experiences.
Mobile SDK
Native mobile development kits for iOS and Android that enable custom in-app checkout flows with biometric authentication support.

GENERAL Questions.

What does this company do?
Checkout.com is an end-to-end payment infrastructure provider for enterprises. It offers payment processing/acquiring in 50+ countries, card issuing (Visa + Mastercard), fraud detection, identity verification, payouts to bank accounts, and treasury/FX management. Used by major brands like Spotify, Uber, and eBay.
Who are their main clients?
Enterprise merchants across ecommerce, fintech, gaming, crypto, marketplaces, and travel. Notable clients include Spotify, Uber, eBay, ASOS, HelloFresh, Temu, Pinterest, Vinted, Grab, Shein, and FreeNow.
Are they licensed?
Yes. Checkout.com is authorized by the UK FCA, holds US money transmitter licenses (NMLS #1791692), and has licenses in multiple EU jurisdictions. Principal member of Visa and Mastercard networks.
What blockchains/stablecoins supported?
Checkout.com focuses on fiat payments - no direct blockchain integration mentioned. However, they have a dedicated "Crypto" solutions vertical for exchanges and wallets trading fiat.

Unverified Team

This company has not yet been verified by TODEY team. Information may be incomplete or outdated. If you represent this company, get in touch to claim and verify your profile.

Learn More