COMPANY detail

ARC
Build real-world finance onchain

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ARC
Company Overview.
Year Founded 2025
Status Private
Specialties Blockchain, Payments, Stablecoin Infrastructure
Company Size 11-50 Employees
Industry Technology, Information and Internet
Location USA
Description.

Arc is an open Layer-1 blockchain purpose-built for stablecoin finance, developed by Circle Internet Group (NYSE: CRCL), the company behind USDC. Launched in August 2025, Arc features USDC as native gas, deterministic sub-second finality, opt-in privacy controls, and direct integration with Circle's full-stack platform including USDC, CCTP, and Gateway. The blockchain is designed for enterprise-grade stablecoin use cases including payments, FX, capital markets, lending, and treasury management. Testnet launched in October 2025 with over 100 design partners including Visa, Goldman Sachs, Mastercard, BlackRock, HSBC, and Visa.

The project positions itself as the "Economic OS for the internet" - a settlement foundation for core financial workflows while enabling interoperability with major ecosystems like Ethereum and Solana. With 100+ institutional partners testing the network, Arc aims to unify programmable money with real-world economic activity. Mainnet launch is targeted for 2026

Key Infrastructure.
USDC-Native Gas Transaction fees paid in USDC instead of volatile tokens, providing predictable dollar-based costs
Circle Integration Direct access to Circle's full-stack including USDC, CCTP, Gateway, and institutional on/offramps
Deterministic Finality Sub-second transaction settlement eliminating counterparty risk and challenge periods
EVM Compatibility Ethereum-compatible blockchain allowing easy porting of existing dApps and tools
Opt-in Privacy Configurable privacy controls for selective transaction shielding while maintaining auditability
CCTP Integration Native Cross-Chain Transfer Protocol for seamless stablecoin movement across blockchains
Additional Features.
100+ Design Partners
Major financial institutions including Visa, Goldman Sachs, Mastercard, BlackRock, HSBC testing the network
Real-time Payments
Support for instant, low-cost peer-to-peer payments and cross-border payouts
Enterprise Ready
Purpose-built for enterprise-grade financial applications with compliance-ready features
Treasury Management
Stablecoin-powered treasury products with embedded wallets and programmable liquidity
Global Settlement Hub
Designed as a settlement foundation connecting ecosystems and routing liquidity across chains
Lending & Borrowing
Instant settlement lending products with automated collateral logic and onchain risk management

GENERAL Questions.

What does this company do?
Arc is a Layer 1 blockchain built by Circle (USDC issuer) specifically for stablecoin finance. It provides high-throughput, low-cost transaction processing with USDC as native gas, sub-second finality, and opt-in privacy. Designed for enterprise use cases including payments, FX, lending, and capital markets.
Who are their main clients?
Arc's design partners include major financial institutions: Visa, Goldman Sachs, Mastercard, BlackRock, HSBC, State Street, ICE, Deutsche Bank, Coinbase, Kraken, Anthropic, AWS, and 90+ others.
Are they licensed?
Arc is blockchain infrastructure; its parent company Circle holds various US state money transmitter licenses for USDC.
What blockchains/stablecoins supported?
Arc is EVM-compatible and supports USDC (native) and EURC. It integrates with Circle's CCTP for cross-chain stablecoin transfers.